| Name of the Schemes | Purpose |
|---|---|
| PM-KISAN Scheme | To supplement the financial needs of the SMFs in procuring various inputs to ensure proper crop health and appropriate yields, commensurate with the anticipated farm income at the end of the each crop cycle. |
| PM-AASHA Scheme | It will help to protect farmers’ income which is expected to go long way towards the welfare of farmers. |
| Deen Dayal Upadhyaya Gram Jyoti Yojana | To provide 24×7 uninterrupted electricity supply to each rural household across the country by 2022. It aims to strengthen sub-transmission and distribution network to prevent power losses. |
| UDAAN PROJECT | To provide skills training and enhance the employability of unemployed youth of J&K. |
| Soil Health Card Scheme | The purpose is to issue the soil cards to about 14 crore farmers spread all over India. |
| BHIM (Bharat Interface for money) App | To promote BHIM amongst merchants the Merchant Cashback Scheme is being launched. |
| Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM) | To provide Rs. 3,000 p.m after attaining the age of 60 years to ensure old age protection for Unorganised Workers. |
| Pravasi Kaushal Vikas Yojana | To provide skill development training to the youths in order to make capable of securing jobs outside the country. |
| Pradhan Mantri Gram Sinchai Yojana (PMGSY) | To attract investments in irrigation system at field level, develop and expand cultivable land in the country, enhance ranch water use in order to minimize wastage of water, enhance crop per drop by implementing water-saving technologies and precision irrigation. |
| Swadesh Darshan Yojana | The project is aimed at the development of quality infrastructure in the country with the objective of providing better experience and facilities to the visitors on one hand and on other hand fostering the economic growth. |
| Namami Gange Yojana | The action plan proposed by Centre to spend Rs 20,000 Crores till 2019-2020 on cleaning the river, increasing the budget by four-fold and with 100% central share – a central sector scheme. |
| GOBAR DHAN Yojana | To positively impact village cleanliness and generate wealth and energy from cattle and organic waste. The scheme also aims at creating new rural livelihood opportunities and enhancing income for farmers and other rural people. |
| Gram Sinchayee Yojana | Irrigating the field of every farmer and improving water use efficiency to provide `Per Drop More Crop’ |
| Pradhan Mantri Garib Kalyan Yojana | Launched in April 2015. Implement the pro-poor welfare schemes in a more effective way and reaches out to more poor population across the country. |
| Ayushman Bharat Yojana | Provide Health Insurance cover of Rs. 5 Lakh to all Poor citizens |
| Pradhan Mantri Jan Vikas Karyakram (PMJVK) | Minimize the gap between national average and minority community |
| Pradhan Mantri Jan Arogya Abhiyan | PMJAY will provide Rs. 5 Lakh health insurance for secondary and tertiary hospitalization. This Ayushman Bharat Yojana will benefit around 50 crore poor people and provide them with cashless and paperless treatment in hospitals. |
| AMRUT | UPA’s (JNNURM) Jawaharlal Nehru National Urban Renewal Mission renamed as ‘AMRUT’. Main aim is to develop the rural and urban infrastructure in efficient and effective manner |
| Housing For All | Main focus is to provide affordable house to urban poor ranging from Rs. 1,00,000 to 2,30,000 per house and promote slum free cities by 2022 |
| Smart City | To provide high quality core infrastructure, better services, enhance quality of living, environmental improvement as well as economic growth |
| Jan Dhan Yojana | Main focus is to open more and more bank accounts, spread banking all over India especially in rural areas, pension facilities, insurance, credit etc. Maintain good economy by taking richness of Indian poor. |
| Digital India | Transform India into a digitally empowered society and knowledge economy. Focus is on IT sector to link with every department of India and lead digitally. |
| Pradhan Mantri Jeevan Jyoti Bima Yojana | Eligibility for this scheme is 18 to 50 years of age having saving account with public sector bank. Insurance company allows auto withdrawal for the payment of annual premium policy cost Rs. 330 per subscriber and coverage is Rs. 2,00,000. (Death due to any reason). |
| Pradhan Mantri Suraksha Bima Yojana | Eligibility for this insurance scheme is 18 to 70 years of age having a savings account with public sector bank. Insurance company allows auto withdrawal. Annual premium for Rs. 12 and coverage of Rs. 2,00,000. (Death due to accident or total physical disability due to accident) |
| Atal Pension Yojana | Subscriber should have saving account. Eligibility 18 to 40 years. Provides subscribers a fixed minimum pension of Rs. 1000 , Rs. 2000, Rs. 3000, Rs. 4000 or Rs. 5000 per month starting at the age of 60 years. Contribution should be equal or more than 20 years are required. Central Government will contribute 50% of the contribution by subscriber or Rs. 1000 per annum, whichever is lower for 5 years |
| Mudra Bank Yojana | MUDRA = Micro Units Development and Refinance Agency. It provides loan at low rates to small entrepreneurs. |
| Digital Locker | Launched by the Department of Electronics & Information Technology, Ministry of Communications & IT. You can store your documents digitally like mark sheets, Pan cards, Passports, certificates, voter id cards etc. as well as e-sign also. |
| E – Basta | It is an app. Download it. It is a platform where students, teachers and book retailers can come together and help each other. |
| Pradhan Mantri Kaushal Vikas Yojana (Pmkvy) | Impart skill based training to young men and women, making them capable of earning and supporting the nation’s anti-poverty endeavors. |
| Skill India | Main focus is to create opportunities, space and scope for the development of the talents of the Indian Youths. |
| Beti Bachao, Beti Padhao | The main focus of this scheme is to save girl child and increase the girl child sex ratio by aware the people in those states or districts where girl child sex ratio and girl child qualification is low for overall development of India. Without girls nation can never develop. |
| One Rank, One Pension | To provide pension to Indian Armed Forces. |
| Sukanya Samriddhi | Keep into mind the mission of Beti Bachao, Beti Padhao this scheme was launched. The scheme is about to save money for girl child education and her future by opening bank account. This scheme will encourage parents to save for the education and future of their girl child. |
| IAF & SMILE | India Aspiration Fund (IAF) & SIDBI Make in India Loan for Small Enterprises help to provide funds to Start ups in India and also for the development of small eneterprises. |
| Accessible India | Also known as Sugamya Bharat Abhiyan. The main aim is to provide equal opportunities and raise standard of living of People with Disabilities. |
| Mission Indradhanush | The aim is to expand immunization coverage to all children and control the 7 diseases – Diphtheria, Whooping Cough, Tetanus Polio, Tuberculosis, Measles and Hepatitis B. |
| Start Up India, Stand Up India | Main focus is to help entrepreneurs and encouragement ofwomen entrepreneurs |
| Payment Banks | Especially for Poor people. People can open their savings account and can deposit in it up to Rs. 1,00,000 per customer, customers will get interest on it. Out of 41 companies, 11 are selected. |
| Vidya Lakshmi Portal | A new website launched namelywww.vidyalakshmi.co.in to help in providing educational loans and other governmental schemes. 13 Banks have registered for 22 educational loan schemes on Vidya Lakshmi Portal. |
| Swachh Bharat | Swachh Bharat Mission was started on 2nd October from Valmiki Basti . Throw waste paper and garbage in dustbins. Never make any damage to public property just for fun. |
| Make in India | The Make in India program was launched by Prime Minister Modi in September 2014. Thjis scheme was devised to transform India into a global design and manufacturing hub |
| Saansad Adarsh Gram Yojana | Sansad Adarsh Gram Yojana was initiated to bring the member of parliament. Under this scheme, each member of parliament will choose one village each from the constituency that they represent, except their own village or their in-laws village and fix parameters and make it a model village by 2016. |
| LPG Subsidy Pahal Scheme and Ujwala yojana | The subsidy is now directly transferred to the consumer’s saving bank account under two options. The first option of receiving subsidy is through Aadhar number. Even if a consumer does not have Aadhar number , He/she can receive the LPG subsidy in their saving bank account. |
| Modi’s Sagar Mala | The Sagar Mala Yojana was formally approved on 25th March 2015 by the then union cabinet. It is said that Modi’s Sagar Mala Yojana would boost the country’s Gross Domestic Product by 2 per cent. |
| School Nursery Yojana | One thousand schools will be covered under this scheme in the first year of its launch. A school Nursery will have a small space of a minimum of 100 sq meter. |
| Nayi Manzil Yojana | Nai Manzil Scheme has been launched by the central government to enable students of madrasas .This is not only be providing modern education but would also empower these students with skill training that would help them compete with the competitive environment of job hunting |
| Gold Monetization Scheme | This Direction shall be called the Reserve Bank of India (Gold Monetization Scheme) Direction, 2015. The minimum deposit at any one time shall be 30 grams of raw gold. |
We have also updated the Government Schemes in India 2018 - PDF
Government Schemes Related to Banking
