(a) Golds are purchased and sold
(b) Books are purchased and sold
(c) Animals are purchased and sold
(d) All of the above
(e) None of these
2. Non Banking assets include:
(a) Property seized by the bank
(b) Auction sale of the customer's property
(c) Band Building
(d) Both A and B
(e) None of these
3. Micro credit started from:
(a) USA
(b) India
(c) Bangladesh
(d) Japan
(e) None of these
4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form:
(a) Imperial Bank of India
(b) Reserve Bank of India
(c) Bank of India
(d) Union Bank of India
(e) None of these
5. Production and consumption takes place at about the same time. This is a characteristic of:
(a) Manufacturing sector
(b) Agriculture sector
(c) Service sector
(d) All of the above
(e) None of these
6. The tertiary sector of economy is called as:
(a) Manufacturing Industry
(b) Service Industry
(c) Agro and Fishing Industry
(d) All of the above
(e) None of these
7. FDR is:
(a) Fix Date Rate
(b) Fixed Deposit Receipt
(c) Full Date Rate
(d) All of the above
(e) None of these
8. NBA stands for:
(a) Net Banking Assets
(b) Net Book Act
(c) National Banking Act
(d) National Banking Association
(e) None of these
9. Which among the following are called final accounts of a Bank?
(a) Trading Accounts, Profit and Loss Account and Balance Sheet
(b) Profit and Loss Account and Balance Sheet
(c) Balance Sheet Only
(d) All of the above
(e) None of these
10. What is the full form of ECB?
(a) Extra Commercial Banking
(b) Extra Commercial Borrowings
(c) External Commercial Borrowings
(d) All of the above
(e) None of these
11. The following offering is not a service:
(a) Fixed Deposit Receipt
(b) Postage Stamp
(c) Gift coupon of a chain share
(d) Insurance policy
(e) None of these
12. Home loans are granted to:
(a) Individuals
(b) Institutions
(c) Builders
(d) Above all
(e) None of these
13. A call means:
(a) Calling on friends
(b) Calling on bank employees
(c) Calling on prospective customers
(d) To make telephone calls
(e) None of these
14. Financial Inclusion means:
(a) Opening accounts of finance companies
(b) Financial analysis of balance sheet figures
(c) Opening accounts of HNIs
(d) Opening accounts of underprivileged persons
(e) None of these
15. 'Benchmark' means:
(a) Products lined upon a bench
(b) Salesmen sitting on a bench
(c) Set standards
(d) All of the above
(e) None of these
16. CRM means:
(a) Customer Relationship Management
(b) Customer Retention Manager
(c) Customer's Relatives Meet
(d) Channel Route Market
(e) None of these
17. Bancassurance means:
(a) Assurance give by banks of Loanees
(b) Assurance to bank with one bank
(c) Assurance to repay loans
(d) Selling insurance products through banks
(e) None of these
18. "HNI" means:
(a) Highly Non-interested Individuals
(b) Highly Needy Individuals
(c) High Networth Individuals
(d) All of the above
(e) None of these
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Answers
1. Golds are purchased and sold
2. Both A and B
3. Bangladesh
4. Imperial Bank of India
5. Service sector
6. Service Industry
7. Fixed Deposit Receipt
8. Net Banking Assets
9. Profit and Loss Account and Balance Sheet
10. Extra Commercial Borrowings
11. Gift coupon of a chain share
12. Individuals
13. Calling on prospective customers
14. Opening accounts of underprivileged persons
15. Set standards
16. Customer Relationship Management
17. Selling insurance products through banks
18. High Networth Individuals
