New Student User - HELLO

Join Here

Bank of India Credit Officer Course 2022

Published on Monday, April 25, 2022
Team BankExamsToday.com has analysed the complete syllabus and exam pattern of Bank of India Credit Officer exam and after intense research, we have been able to offer you a complete learning platform for Bank of India Credit Officer exam preparations.

Course Features

The course is a bundle of English Language and Professional Knowledge subjects with Banking Awareness taught in a systematic and comprehensive manner.

This course offers you an insight of the prescribed topics with the help of video lectures. Each video lecture is followed by notes and sectional quiz for the complete understanding of the concepts. The course has the following characteristics:
  • 20-25 Minutes of Video-lectures everyday
  • Recorded and live sessions
  • Comprehensive Notes prepared by experienced faculty
  • Time-bound Sectional Quizzes on All Subjects
  • Discussion forum for queries
  • Updated Study Material - Print-Friendly
  • 100% Syllabus Coverage
  • Mock Test with detailed solution
Note: The video-lectures, notes and quizzes will be in English Language only.

Important Dates

Submission of on – line application commencing from

26.04.2022

Last date for submission of on – line application

10.05.2022

Relevant date for Age and Qualification

01.12.2021

Tentative Date of Online Examination

Will be advised separately

Eligibility Criteria as on 1 December 2021

Name of the Post

Scale

Educational Qualifications

Work Experience

Credit Officers

JMGS-I

A Degree (Graduation) in any discipline with minimum 60% marks alongwith MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science /Economics. (candidates appearing in the final year of examination of MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science / Economics are eligible to apply, However their final result should be declared on or before 31st March 2022.) OR CA / ICWA / CS A certification in computer course for minimum three months OR Information Technology or related paper as one of the subjects at graduation level or afterwards, is a must.

Nil

Age Criteria (as on 1 December 2021)

Name of the Post

Age as on 01.12.2021

Minimum Age

Maximum Age

Credit Officers

20

30

Exam Pattern 

Sr. No.

Name of the Tests

Maximum Marks

Duration

1.

English Language

50

Composite Time of 150 Minutes

2.

Professional Knowledge

100

3.

General Awareness with special reference to Banking Industry

25


Bank of India Credit Officer 2022 Course by Ramandeep Singh
Video class + Test series + Quizzes
Take a Demo
+91-9067201000

Syllabus for Bank of India Credit Officer 2022

English

  • Reading Comprehension
  • Cloze Test
  • Error Spotting
  • Double Fillers
  • Sentence Rearrangement
  • Vocabulary Based Questions

Professional Knowledge 

1. Working Capital Management
  • Introduction
  • Need for working capital
  • Cash cycle
  • Management strategies for working capital
2. Ratio analysis
  • Liquidity ratio
  • Turnover ratio
  • Profitability ratio
  • Solvency ratio
3. Time value of money
  • The Future Value of a Single Cash Flow
  • The Future Value of a Series of Cash Flows
  • The Present Value of a Single Cash Flow
  • The Present Value of a Series of Cash Flows
4. Capital budgeting
  • Discounted Payback Period
  • Payback Period
  • Internal Rate of Return (IRR)
  • Average Accounting Rate of Return (ARR)
  • Net Present Value
  • Profitability Index (PI)
  • Investment Decision Criteria
5. RBI and the Foreign Exchange Market
  • Role of Reserve Bank of India (RBI) in forex management.
  • Latest RBI circulars
6. Risk Management
  • Concept of Risk
  • Risk Management Process
  • Determination of Business Objectives
  • Identification of Risks
  • Measurement of Risk
  • Types of risks
  • Derivatives: Forwards, Futures, Swaps and Options
  • Basics of Derivative Pricing and Valuation
  • Forwards and Futures Valuation
  • Forward Rate Agreements and Swap Valuation
7. Short-term Financing
  • Working Capital Concepts
  • Working Capital Issues
  • Working Capital Cycle
  • Aggressive and Conservative Approach
  • Sources of Short-Term Financing
8. Long-Term Financing
  • Considerations of Issuers and Investors
  • Sources of Long-term Finance
  • Merits and Demerits of:
    • Retained Earnings
    • Equity Capital
    • Preference Capital
    • Debenture Capital
    • Term Loans
9. Money Markets
  • Money Market
  • Money Market Instruments
    • Coupon Bearing Instruments
    • Discount Instruments
  • Risks involved in Money Market
10. Capital Markets
  • Capital Markets
  • Process, types of securities and parties involved
  • Types of bonds
  • Bond valuations
  • Debt and Equity
11. Portfolio Management
  • Portfolio Risk and Return
  • Capital Allocation
  • Optimal Portfolio
  • Modern Portfolio Theory
  • Performance Measurement
12. Acts Related to Banking   
  • SARFAESI act (Most important)
  • Banking regulations act
  • Limited liability act
  • Negotiable instruments act 
13. RBI Circulars

  • In-depth analysis if last 9 months RBI circulars
  • Most important – Priority sector lending, Urban co-operative banks, COVID measures, MSME

General Awareness with Special Reference to Banking Industry      

  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Latest circulars of RBI and SEBI
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
  • Complete List of Obituaries 2022
  • Recently Appointed Brand Ambassadors List
  • Monthly GK Digest
  • Ministry of Cabinet Ministers
  • Renamed Govt. Schemes, Cities, Airports & Railway Stations
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade
  • Growth numbers by various organization
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Heads of various financial organizations
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI
  • Joint Military Exercises of India
  • List of Summits and Conferences
  • India's Rankings in Different Indices
  • List of Appointments in 2022
  • List of Important Days With Themes
  • List of MoUs signed by India in 2022
  • Upcoming Sports Event From 2017-2023
  • List of Sports Events & Winners – 2022
  • Awards and Honours 2022

Interview

  • Merit list of the candidates based on the marks obtained by them in online examination will be prepared in descending order for the respective categories i.e. SC/ST/OBC/GEN. 
  • Candidates securing the minimum qualifying marks stipulated for Online Tests and ranking sufficiently high in the order of merit shall be called for Personal interview.
  • Mere passing in the Online Test shall not vest any right in a candidate for being called for Personal Interview. 
  • In case of equal marks by two or more candidates, the merit order of such group of candidates will be on the basis of Date of Birth i.e. Candidate senior in age will be placed higher in the Merit List. 
  • The total marks allotted for Interview are 100. The minimum qualifying marks for the general/unreserved category candidates will be 40% and for SC/ST/OBC/PWD is 35%.
ebook store

About Me

Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

  • Follow me:
Close Menu
Close Menu