Course Features
The course is a bundle of English Language and Professional Knowledge subjects with Banking Awareness taught in a systematic and comprehensive manner.This course offers you an insight of the prescribed topics with the help of video lectures. Each video lecture is followed by notes and sectional quiz for the complete understanding of the concepts. The course has the following characteristics:
- 20-25 Minutes of Video-lectures everyday
- Recorded and live sessions
- Comprehensive Notes prepared by experienced faculty
- Time-bound Sectional Quizzes on All Subjects
- Discussion forum for queries
- Updated Study Material - Print-Friendly
- 100% Syllabus Coverage
- Mock Test with detailed solution
Important Dates
Submission of on – line application commencing from |
26.04.2022 |
Last date for submission of on – line application |
10.05.2022 |
Relevant date for Age and Qualification |
01.12.2021 |
Tentative Date of Online Examination |
Will be advised separately |
Eligibility Criteria as on 1 December 2021
Name of the Post |
Scale |
Educational Qualifications |
Work Experience |
---|---|---|---|
Credit Officers |
JMGS-I |
A Degree (Graduation) in any discipline with minimum 60% marks alongwith MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science /Economics. (candidates appearing in the final year of examination of MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science / Economics are eligible to apply, However their final result should be declared on or before 31st March 2022.) OR CA / ICWA / CS A certification in computer course for minimum three months OR Information Technology or related paper as one of the subjects at graduation level or afterwards, is a must. |
Nil |
Age Criteria (as on 1 December 2021)
Name of the Post |
Age as on 01.12.2021 |
|
---|---|---|
Minimum Age |
Maximum Age |
|
Credit Officers |
20 |
30 |
Exam Pattern
Sr. No. |
Name of the Tests |
Maximum Marks |
Duration |
---|---|---|---|
1. |
English Language |
50 |
Composite Time of 150 Minutes |
2. |
Professional Knowledge |
100 |
|
3. |
General Awareness with special reference to Banking Industry |
25 |
Bank of India Credit Officer 2022 Course by Ramandeep Singh
Video class + Test series + Quizzes
Take a Demo
+91-9067201000
Syllabus for Bank of India Credit Officer 2022
English
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
Professional Knowledge
- Introduction
- Need for working capital
- Cash cycle
- Management strategies for working capital
- Liquidity ratio
- Turnover ratio
- Profitability ratio
- Solvency ratio
- The Future Value of a Single Cash Flow
- The Future Value of a Series of Cash Flows
- The Present Value of a Single Cash Flow
- The Present Value of a Series of Cash Flows
- Discounted Payback Period
- Payback Period
- Internal Rate of Return (IRR)
- Average Accounting Rate of Return (ARR)
- Net Present Value
- Profitability Index (PI)
- Investment Decision Criteria
- Role of Reserve Bank of India (RBI) in forex management.
- Latest RBI circulars
- Concept of Risk
- Risk Management Process
- Determination of Business Objectives
- Identification of Risks
- Measurement of Risk
- Types of risks
- Derivatives: Forwards, Futures, Swaps and Options
- Basics of Derivative Pricing and Valuation
- Forwards and Futures Valuation
- Forward Rate Agreements and Swap Valuation
- Working Capital Concepts
- Working Capital Issues
- Working Capital Cycle
- Aggressive and Conservative Approach
- Sources of Short-Term Financing
- Considerations of Issuers and Investors
- Sources of Long-term Finance
- Merits and Demerits of:
- Retained Earnings
- Equity Capital
- Preference Capital
- Debenture Capital
- Term Loans
- Money Market
- Money Market Instruments
- Coupon Bearing Instruments
- Discount Instruments
- Risks involved in Money Market
- Capital Markets
- Process, types of securities and parties involved
- Types of bonds
- Bond valuations
- Debt and Equity
- Portfolio Risk and Return
- Capital Allocation
- Optimal Portfolio
- Modern Portfolio Theory
- Performance Measurement
- SARFAESI act (Most important)
- Banking regulations act
- Limited liability act
- Negotiable instruments act
- In-depth analysis if last 9 months RBI circulars
- Most important – Priority sector lending, Urban co-operative banks, COVID measures, MSME
General Awareness with Special Reference to Banking Industry
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries 2022
- Recently Appointed Brand Ambassadors List
- Monthly GK Digest
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments in 2022
- List of Important Days With Themes
- List of MoUs signed by India in 2022
- Upcoming Sports Event From 2017-2023
- List of Sports Events & Winners – 2022
- Awards and Honours 2022
Interview
- Merit list of the candidates based on the marks obtained by them in online examination will be prepared in descending order for the respective categories i.e. SC/ST/OBC/GEN.
- Candidates securing the minimum qualifying marks stipulated for Online Tests and ranking sufficiently high in the order of merit shall be called for Personal interview.
- Mere passing in the Online Test shall not vest any right in a candidate for being called for Personal Interview.
- In case of equal marks by two or more candidates, the merit order of such group of candidates will be on the basis of Date of Birth i.e. Candidate senior in age will be placed higher in the Merit List.
- The total marks allotted for Interview are 100. The minimum qualifying marks for the general/unreserved category candidates will be 40% and for SC/ST/OBC/PWD is 35%.