Bank of India Credit Officer 2020 exam held on 6th December 2020. As expected it was an easy paper. In General Awareness questions were asked from RBI Circulars and Banking Awareness Digests and the Professional Knowledge section was also easy.
List of Questions asked in Professional Knowledge
Ques 1: Mudra product and offeringsQues 2: NBFC/ Bank Gold limit as per RBI
Ques 3: Farmers give loan as per which card?
Ques 4: NPA, Standard, Doubtful 1,2 and 3 loss asset time limit
Ques 5: Capital Market and the Stock Market is regulated by?
Ques 6: PSL Swelling proposal for construction, purchase, reconstruction, renovate, repairs
Ques 7: Moratorium time limit – 6 months
Ques 8: Consortium – several banks / financial institutions finance a single borrower
Ques 9: Mortgage
Ques 10: Lien
Ques 11: Bancassurance
Ques 12: IPO limit
Ques 13: CRAR Ratio of NBFC/ AFC
Ques 14: SARFAESI- Full form
Ques 15: Indian Accounting Standards, which section and which year?
Ques 16: Risk threshold time limit
Ques 17: UCB may be placed under, SAF when it occurs losses for 2 consecutive financial years
Ques 18: Doubling farmers income by 2022
Ques 19: RAR CRAR- 9%
Ques 20: CRAR Ratio excluding SBF
Ques 21: Turnover method
Ques 22: Capital Conservation Buffer
Ques 23: Problem: Straight-line depreciation – Sum of years
Ques 24: Problem: Debt Service Coverage Ratio
Ques 25: Problem: Working Capital
Ques 26: Financial Guarantee, Performance Guarantee
Ques 27: Gold loan to value ratio for NBFC and Banks
Ques 28: Happiness Day 2020 theme: Happiness for all forever
Ques 29: IRDAI Chairman
Ques 30: Coursera: certificate programme in A.I
Ques 31: Luxembourg
Ques 32: Exim Bank- leading program extension of guarantee – refinance to commercial banks irrespective of Post-shipment supplier’s credit
Ques 33: NPA Banks – Indian Bank, LVB, UBI, SBI, HDFC, BOI
Ques 34: Prompt repayment incentive: 3%
Ques 35: Stressed assets: 30 days review period
Ques 36: IPO bought by- High Net-worth Individuals
Ques 37: Red Herring Prospectus
Ques 38: Current Ratio and Quick ratio
Ques 39: Lending activity not accepted by which bank
Ques 40: full form Rera
Ques 41: Letter of the Credit time limit
Ques 42: Mortgage
Ques 43: questions about loan restructuring
Ques 44: criteria for micro-enterprise
Ques 45: asset reconstruction company
Ques 46: floating rate savings bond
Ques 47: working capital
Ques 48: LEMOA
Ques 49: credit information company
Ques 50: NPA provision
Ques 51: Capital gearing ratio
Ques 52: Nostro account-based question
Ques 53: which loan is an unsecured loan
Ques 54: House loan low-income limit
Ques 55: One person company characteristics
Ques 56: Sectors included in priority sector lending
Ques 57: Section of Indian contract act related to minor
Ques 58: Bills of exchange if negotiated or repurchased by the bank, then the exposure is on whom
Ques 59: calculation of instalment in term loan
Ques 60: Calculation of EMI
Ques 61: Breakeven units calculation
Ques 62: Trade docs submission
Ques 63: calculate BEP in units
Ques 64: Icegate
Ques 65: Demat account max limit
Ques 66: Foreign inward remittance delay interest rate
Ques 67: NSFI
Ques 68: CIC
Ques 69: Few related to Companies act and contract act, Pledge Mortgage
Ques 70: Depreciation difference
Ques 71: Banking regulation
Ques 72: FEMA Act
Ques 73: FEDAI
Ques 74: rbi circular
Ques 75: ghost account
List of Questions asked General Awareness
Ques 2: GOI agreement in 2016
Ques 3: Floating National Park
Ques 4: Hellaro movie is in which language
Ques 5: National Award-winning movie
Ques 6: Book by S Jaishankar- India the way
Ques 7: Kamala Harris book- Superheroes are everywhere
Ques 8: JDU seats in Bihar election
Ques 9: mooh bandh rakho campaign by HDFC
Ques 10: Chief Vigilance Officer Name
Ques 11: which of these is not an antivirus software
Ques 12: Uttrakhand foundation day: 9 November
Ques 13: swift full form
Ques 14: CRILC full form
Ques 15: Chief information officer
Ques 16: White hat Junior acquired by which company
Ques 17: which company was formed in 2000- CIBIL
Ques 18: minimum paid-up capital for ARC
Ques 19: IWG recommendation of raising small finance bank paid-up capital
Ques 20: what do you mean by QR code?
Ques 21: who headed QR code committee?
Ques 22: IPL Emerging player: Devdatt Padikkal
Ques 23: Digital Campaign theme
Ques 24: world science day
Ques 25: PM Aawas Yojana completion year
Ques 26: Narshimhan committee
Ques 27: Apollo hospital tie-up with hdfc
Ques 28: Floating Park – Manipur
Ques 29: which high court broadcast through YouTube live stream – Gujrat
Ques 30: Mobikwik headquarters
Ques 31: Payment bank as per KYC at the end of the day limit?
Ques 32: Where is Bhartiya Reserve Note Mudra Pvt. Ltd situated?
Ques 33: Gruh home loan merge in which bank
Ques 34: Prompt corrective action has been taken by rbi on which banks
Ques 35: Indian post has launched PMJJBY in partnership with whom
Ques 36: Reliance retail ventures & Saudi Arabia Public investment fund
Ques 37: Which bank does not give lending?
Ques 38: Jan Dhan Yojna
Ques 39: Mudra loan
Ques 40: Company law limit to direct for borrowing
Ques 41: GST is applicable to bank from which year
Ques 42: which bank take credit loan to jica
Ques 43: SHG Loan limit according to their profit
Ques 44: HFC housing loans should be____% in their individual books
Ques 45: Pradhan Mantri 'Har Ghar Jal Yojana
Ques 46: UNESCO based question
Ques 47: Religious based question
Ques 48: RBI circulars
Ques 49: Question-based on SEBI
Ques 50: loan sanction question on world bank
Questions asked in English
- Para jumbles
- Reading comprehension
- Error spotting
- Phrase Replacement
- Sentence Rearrangement
- Fillers
- Cloze test
