Dear Readers,
UBI SO Manager/Senior Manager (Credit Officer) exam is going to be conducted for the selection of Manager/Senior Manager (Credit Officer) in Union Bank of India. In this post, we will provide the Exam Pattern and Exam Syllabus for the UBI SO Manager/Senior Manager (Credit Officer) 2022-23 exam.Number of Vacancies
Senior Manager (Credit Officer) MMGS-III
- 34
Manager (Credit Officer) MMGS-II
- 5
Important Dates
|
Start Date for payment of fees/intimation charges and submitting the ON-LINE application. |
23.01.2023 |
|
Last Date for payment of fees/intimation charges and submitting the ON-LINE application. |
12.02.2023 |
Eligibility Criteria
34 Vacancies of Senior Manager (Credit Officer) - MMGS-III
Age (As on 01.01.2023):
- Minimum: 25 years
- Maximum: 35 years
Educational Qualification (As on 12.02.2023):
- Graduation in any Discipline.
Desirable:
- Preferably CAIIB/MBA (Finance)/CMA/CA/CFA/CS
Work Experience:
- Minimum 4 years of experience in MSME/ Corporate credit in any Scheduled Commercial Bank.
5 Vacancies of Manager (Credit Officer) - MMGS-II
Age (As on 01.01.2023):
- Minimum: 22 years
- Maximum: 35 years
Educational Qualifications (As on 12.02.2023):
Essential:
- Graduation in any Discipline.
Desirable:
- Preferably CAIIB/MBA (Finance)/CMA/CA/CFA/CS
Work Experience:
- Minimum 2 years experience in MSME/ Corporate credit in any Scheduled Commercial Bank and should be a confirmed officer as of the date of application.
Probation Period:
- The selected candidates will be on probation for a period of 2 years of active service from the date of his/her joining the Bank.
Service Indemnity Bond:
- The selected candidates will be required to execute a Service Indemnity Bond undertaking to serve the Bank for a minimum period of 3 years or to pay the Bank a sum of Rs.250000.00 (Rs. Two Lac Fifty Thousand Only) plus applicable taxes as per Government rules in case he/she leaves the Bank before completion of 3 years of active service.
Selection Process
Online Examination
|
SN |
Name of the Tests |
No. of Questions and Maximum Marks |
|---|---|---|
|
1. |
Reasoning |
50 multiple-choice questions carrying a total of 25 marks |
|
2. |
Quantitative Aptitude |
50 multiple-choice questions carrying a total of 50 marks. |
|
3. |
Professional Knowledge relevant to the post. |
50 multiple-choice questions carrying a total of 100 marks. |
|
4. |
English Language |
50 multiple-choice questions carrying a total of 25 marks |
|
Total Duration of Examination will be of 120 minutes |
Total 200 multiple choice questions carrying a total of 200 Marks. |
|
Penalty for Wrong Answers
- There will be a penalty for wrong answers marked in the online examination. For each question for which a wrong answer has been given by the candidate, one-fourth or 25% of the marks assigned to that question will be deducted as a penalty to arrive at a corrected score. If a question is left blank, i.e. no answer is marked by the applicant; there will be no penal mark for that question.
Personal Interview
- A Personal Interview of 50 marks shall be conducted to assess the academic & job knowledge, power of expression, clarity of thought, qualities of leadership, extracurricular activities, hobbies, general demeanour, behaviour, communication skills, suitability for the post, etc. of the applicant.
- The minimum qualifying marks for the Personal Interview would be 25 marks (22.5 marks for Reserved Category applicants). The applicants not securing the minimum qualifying marks in the Personal Interview will be disqualified for selection. The candidates called for the interview will be at the ratio of 3:1 to the number of vacancies. However, Bank may increase the said ratio at its own discretion.
Group Discussion
- Maximum marks for Group Discussion will be 50 and minimum qualifying marks will be 25 for General/EWS and 22.5 for reserved categories (SC/ST/OBC). Only those candidates who have secured minimum qualifying marks in GD shall be called for a Personal Interview. Mere participation in Group Discussion shall not vest any right in a candidate for being called for a Personal Interview.
Syllabus for Manager/Senior Manager (Credit Officer)
Reasoning Ability
- Puzzles
- Seating Arrangements
- Coding & Decoding
- Syllogism
- Machine Input Output
- Direction Sense Test
- Blood Relations
- Problems based on Ages
- Rankings
- Data Sufficiency
- Statement and Conclusions
- Statement and Assumptions
- Statement and Arguments
Quantitative Aptitude
- Data Interpretation
- Data Sufficiency
- Number Series
- Time and Work
- Time and Distance
- Approximation
- Simple and Compound Interest
- Ratio and Proportion
- Averages
- Mixture and Allegation
- Pipes and Cisterns
- Problems based on trains
- Percentages
- Partnership
- Profit, Loss, and Discount
- Elements of Algebra
- Quadratic Equations
English Language
- Reading Comprehensions
- Para Jumbles
- Vocabulary
- Error Spotting
- Cloze test
- Fill in the blanks
- Vocabulary
- Idioms & Phrases
- Sentence Connector
Professional Knowledge Manager/Senior Manager (Credit Officer)
- Government schemes related to banking
- RBI circulars (Last 1 year)
- Government schemes related to banking and insurance
- Laws – SARFAESI act, IBC, Negotiable instruments act
- Static banking (Full forms, conceptual understanding)
- Banking awareness (6 months)
- Banking operations – Bank guarantee, clearing of cheques, etc.
- FM – Ratio analysis, Cost of capital, Capital budgeting, Portfolio management
- Indian Financial System
- Financial market instruments
- International reports and indices
- Latest government schemes
- Important committees
- Foreign investment and trade
- Union budget
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Derivatives
