Selection Procedure
The Candidate Shall be required to appear for online examination to be conducted through recruitment agency. The successful candidates shall be called for interviews in the proportion of 1:4 based on their ranking. The allocation of marks for the online examination and Interview is 200 & 100 which will be converted into 75:25 (Online examination: Interview).
Online Examination (Exam pattern)
|
Name of section |
No. of questions |
Time allotted |
|
Professional knowledge |
50 |
60 minutes |
|
General Banking |
50 |
60 minutes |
|
Total |
100 |
120 minutes |
Bank of Maharashtra Credit Officer Syllabus
Professional Knowledge syllabus
Module A : Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B : Analysis of Financial Statements
- Basics of Financial statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C : Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
General Banking
- Latest RBI circulars(2 years)
- Banking news(6 months)
- Latest government schemes related to banking
- Banking products
- Basel norms
- Priority sector lending
- Indian financial system
- Capital and money market
- Important acts related to banking and finance (eg. Negotiable instruments act)
- International finance
- E-banking
- NBFCs, Small Finance and Payment banks
- Derivatives
- Mutual funds
- Insurance products
- Financial statement analysis
- Capital budgeting
- Cost of capital
- Leverages
- Ratio analysis
- Time value of money
- Break even analysis
- Working capital management
Study Material that we follow
- RBI’s official website
- SEBI’s official website
- International organizations websites
- Economic times
- Business Standard
- Bare acts
- Government websites
- Financial Management book – Prasanna Chandra or IM Pandey
