Important Dates
|
Particulars |
Date |
|
Commencement date of on-line application |
12.03.2024 |
|
Last Date of the online application |
01.04.2024 |
|
Date of Online Examination |
Tentaive |
Number of Vacancies
|
Post / s |
Minimum Age |
Maximum Age (as on 01.01.2024) |
Total Vacancies |
| Chief Manager - MSME Relationship Scale IV |
28 |
40 |
5 |
|
Senior Manager – MSME Relationship Scale III |
26 |
38 |
10 |
|
Manager - MSME Relationship Scale II |
23 |
35 |
10 |
Relaxation in Age Limit
|
Category |
Age Relaxation |
|
Scheduled Caste/ scheduled Tribe Candidates |
By 5 years |
|
Other Backward classes (OBC) Candidates (Non-Creamy layer) |
By 3 years |
|
Persons with Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016” |
By 10 years |
|
Ex-Servicemen, Commissioned Officers, including Emergency Commissioned Officers (ECOs/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (Including those whose assignment is due to be completed within one year from the date of notification) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment. |
By 5 years |
|
Persons affected by 1984 riots |
By 5 years |
Qualification & Experience (As on 01.01.2024)
|
Post |
Educational Qualification |
Experience |
|
Chief Manager – MSME Relationship |
Graduate in any discipline. Professional qualifications viz. CAIIB / Certification in Credit from reputed institutions is desirable |
Minimum 8 years of post-qualification experience as an Officer with any Bank / NBFC / Financial Institutions (any of the aforementioned entities should have a minimum balance sheet size of Rs. 2 lac crores or above as on 31.03.2023). Last assignment should not be below the rank of MMG Scale III or equivalent Applicant should have worked in Specialized MSME branch / MSME Processing Centre/ Credit vertical of Bank/ NBFC / Financial Institutions for minimum period of 3 years and should have expertise in marketing and appraisal of MSME credit proposals. Applicant should have good marketing and communication skill. |
|
or |
||
|
2 years MBA (or equivalent PG Degree / Diploma) in Marketing / Finance OR CA / CWA / ICWA Professional qualifications viz. CAIIB / Certification in Credit from reputed institutions is desirable. |
Minimum 6 years post-qualification experience as an Officer with any Bank / NBFC / Financial Institutions (any of the aforementioned entities should have a minimum balance sheet size of Rs.2 lac crores or above as on 31.03.2023). Last assignment should not be below the rank of MMG Scale II or equivalent Applicant should have worked in Specialized MSME branch / MSME Processing Centre/ Credit vertical of Bank/ NBFC / Financial Institutions for minimum period of 3 years and should have expertise in marketing and appraisal of MSME credit proposals. Applicant should have good marketing and communication skill. |
|
|
Senior Manager – MSME Relationship |
Graduate in any discipline. Additional qualifications like JAIIB/CAIIB/ Certification in credit from reputed institutions would be desirable. |
Minimum 6 years post-qualification experience as an Officer with any Bank / NBFC / Financial Institutions. (any of the aforementioned entities should have a minimum balance sheet size of Rs.2 lac crores or above as on 31.03.2023). Last assignment should not be below the rank of MMG Scale II or equivalent Applicant should have minimum 2 years of experience in sourcing and appraisal / assessment of MSME credit proposals. |
|
or |
||
|
2 years MBA (or equivalent PG Degree / Diploma) in Marketing / Finance OR CA / CWA / ICWA Additional qualifications like JAIIB/ CAIIB / Certification in credit from reputed institutions would be desirable. |
Minimum 4 years post-qualification experience as an officer with any Bank / NBFC / Financial Institutions (any of the aforementioned entities should have a minimum balance sheet size of Rs.2 lac crores or above as on 31.03.2023). Applicant should have minimum 2 years of experience in sourcing and appraisal / assessment of MSME credit proposals. |
|
|
Manager – MSME Relationship |
Graduate in any discipline. |
Minimum 3 years post-qualification experience as an officer with any Bank / NBFC / Financial Institutions (any of the aforementioned entities should have a minimum balance sheet size of Rs.2 lac crores or above as on 31.03.2023). Applicant should have experience in sourcing and appraisal of MSME credit proposals. |
|
or |
||
|
2 years MBA (or equivalent PG Degree / Diploma) in Marketing / Finance OR CA / CWA / ICWA. |
Minimum 2 years post-qualification experience as an officer in Banking with any Bank/ NBFC/ Financial Institutions (any of the aforementioned entities should have a minimum balance sheet size of Rs.2 lac crores or above as on 31.03.2023). Applicant should have experience in sourcing and appraisal of MSME credit proposals. |
|
Probation Period
|
Scale |
Probation Period |
|
Scale II, III & IV |
1 year |
Selection Procedure
- Shortlisting of applications followed by interview or
- Written / Online Test followed by Interview
Online Examination (Exam pattern)
|
Name of section |
No. of questions |
Marks |
Time allotted |
|
Professional knowledge |
60 |
60 |
60 Minutes |
|
English Language |
20 |
20 |
30 Minutes |
|
General Awareness with Special Reference to Banking Industry |
20 |
20 |
15 Minutes |
|
Total |
100 |
100 |
105 Minutes |
Interview
Syllabus
Professional Knowledge
Module A
Overview of Credit- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B
Analysis of Financial Statements- Basics of Financial statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
Financial management- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
Other credits- Export finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government sponsored schemes
- Retail loans
Module E
Management of Impaired assets- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
RBI circulars and related laws- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable instruments act 1881
- Payment and settlement act 2007
English Language
- Reading Comprehensions
- Para Jumbles
- Vocabulary
- Error Spotting
- Cloze test
Banking Present Economic Scenario General Awareness
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries
- Recently Appointed Brand Ambassadors List
- Monthly GK Digests
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments
- List of Important Days With Themes
- List of MoUs signed by India
- Upcoming Sports Event From
- List of Sports Events & Winners
- Awards and Honours
Indian Bank MSME Manager Scale II, III, & IV Course by Team BankExamsToday
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional knowledge section from Day 1
- 5 full-length mock tests
- Interview preparation guide
Indian Bank Manager - MSME Relationship Scale II Course
