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NaBFID: Senior Lending Operations Recruitment Notification 2024

Published on Monday, July 15, 2024

 NaBFID has invited applications for  Senior Lending Operations 2024. Today we are providing a syllabus and exam pattern for the exam.

Important Dates

Particulars

Date

Commencement date of on-line application

10.07.2024

Last Date of the online application

30.07.2024

Date of Online Examination

August 2024

Download of Examination Call Letters

10 days before the date of Online Examination

Number of Vacancies

Post/s

Minimum Age

Maximum Age as on (01.06.2024)

Total Vacancies

 Senior Lending  

Operations

21 Years

40 Years

10

Note: A candidate must have been born not earlier than 02.06.1992 and not later than 01.06.2003 (both days inclusive)

Relaxation in Age Limit

Sr.

Category

Age relaxation (in years)

1

Scheduled Caste/ Scheduled Tribe

5

2

Other Backward Classes (Non-Creamy Layer)

3

 

3

 

Persons with Benchmark Disabilities (PwBD)

PwBD (SC/ST)

15

PwBD (OBC)

13

PwBD (GEN/EWS)

10

4

Ex Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject toceiling as per Government guidelines.

 5

Note: Cumulative Age Relaxation will not be available either under the above items or in combination with any other items. Maximum age indicated is for General/EWS category candidates. Reservation for candidates belonging to reserved category will be in accordance with the prevailing Govt. of India guidelines.

Qualification (As on 01.06.2024)

Posts

Qualifications

 Experience 

 Senior     Lending Operations

Post-Graduate Degree / Diploma in Management with Specialization in Finance / Banking & Finance OR MBA (Finance/Banking & Finance) OR ICWA / CFA / CMA / CA from recognized University / Institution

Minimum 4 years of experience in financial / corporate sector; out of which 2 years in mid / large corporate credit appraisals, operations, documentation, disbursement etc

Job Profile

  • Contribute towards all proposals end to end to ensure that all necessary stipulated conditions are complied with and to review the credit behaviour of all portfolio accounts. 
  • Understanding of policy / process formulation and implementation, laying down systems and procedures for credit monitoring related matters in a large organization. Any other work assigned by NaBFID.

Selection Procedure

The Selection Process will comprise of Online Exam and Personal Interview. Candidates who are shortlisted based on their performance in the Online Exam will be eligible to be called for Interview.

Online Examination (Exam pattern)

Name of section

No. of questions

Max. Marks

Time allotted 

Professional Knowledge

50

100

60 Mins.

Note : Multiple choice questions. Candidates will be given the option to respond either in Hindi or English except English Language Test

  • Penalty for wrong answer: ¼ marks assigned to that question will be deducted.
  • The minimum Qualifying marks will be (i) 40% (35% for SC/ST/OBC/PwBD

Syllabus

Reasoning & Quantitative Aptitude

  • Machine Input Out
  • Puzzles
  • Seating Arrangement
  • Order and Ranking
  • Inequalities
  • Statement and Assumptions
  • Statement and Conclusion
  • Coding-Decoding
  • Cause and Effect
  • Statement and Argument
  • Venn Diagram/Syllogism
  • Blood Relation
  • Direction and Distance
  • Data Interpretation
  • Boats and Streams
  • Time and Work
  • Time, Speed and Distance
  • Partnership
  • Mixtures and Alligation
  • Ages and Average
  • Profit and Loss
  • Percentage and Interest
  • Problems on Trains
  • Pipes and Cisterns
  • Area and Volume
  • Number Series
  • Linear equations
  • Quadratic equations
  • Data sufficiency

English Language

  • Reading Comprehensions
  • Para Jumbles
  • Para Completion
  • Vocabulary
  • Error Spotting
  • Sentence Improvement
  • Cloze test
  • Rearrangement of sentences

Data Analysis and Interpretation

  • Pie Charts
  • Ratio
  • Percentage
  • Averages
  • Line Charts
  • Bar Graphs
  • Tabular Charts
  • Mixed Graphs
  • Paragraph or Caselet DI

Professional Knowledge

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016
  • SARFAESI ACT

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable instruments act 1881
  • Payment and settlement act 2007
NABFID: Senior Lending Operations Course 2024

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Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

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