Important Dates
|
Particulars |
Date |
|
Commencement date of on-line application |
10.07.2024 |
|
Last Date of the online application |
30.07.2024 |
|
Date of Online Examination |
August 2024 |
|
Download of Examination Call Letters |
10 days before the date of Online Examination |
Number of Vacancies
|
Post / s |
Minimum Age |
Maximum Age as on (01.06.2024) |
Total Vacancies |
Senior Risk Management |
21 Years |
40 Years |
7 |
Relaxation in Age Limit
|
Sr. |
Category |
Age relaxation (in years) |
|
|
1 |
Scheduled Caste/ Scheduled Tribe |
By 5 years |
|
|
2 |
Other Backward Classes (Non-Creamy Layer) |
By 3 years |
|
|
3 |
Persons with Benchmark Disabilities (PwBD) |
PwBD (SC/ST) |
By 15 Years |
|
PwBD (OBC) |
By 13 Years |
||
|
PwBD (GEN/EWS) |
By 10 years |
||
|
4 |
Ex Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject toceiling as per Government guidelines. |
By 5 years |
|
Qualification (As on 01.06.2024)
|
Posts |
Qualifications |
Experience |
|
Senior Risk Management |
Post-Graduate Degree / Diploma in Management with Specialization in Finance / Banking & Finance OR MBA (Finance/Banking & Finance) OR ICWA / CFA / CA from recognized University / Institution. Desirable: FRM or equivalent Risk Management Certification | Minimum 4 years of experience in financial / corporate sector; out of which 2 years in risk management / ALM function /operational risk/credit risk/Market Risk/ credit monitoring |
Job Profile
- Responsible for conducting stress tests, credit risk portfolio analytics, Internal Capital Adequacy Assessment Process. To ensure appropriate mechanisms to measure risk, structure risk mitigation into the business operations. Assist in design and implementation of Enterprise Risk Management Framework. Review and updation of risk related policies/manuals/ framework.
- Strong technical and analytical acumen. Good understanding of industry and risk management. Any other work assigned by NaBFID.
Selection Procedure
The Selection Process will comprise of Online Exam and Personal Interview. Candidates who are shortlisted based on their performance in the Online Exam will be eligible to be called for Interview.
Online Examination (Exam pattern)
|
Name of section |
No. of questions |
Max. Marks |
Time allotted |
|
Professional Knowledge |
50 |
100 |
60 Mins. |
Note : Multiple choice questions. Candidates will be given the option to respond either in Hindi or English except English Language Test
- Penalty for wrong answer: ¼ marks assigned to that question will be deducted.
- The minimum Qualifying marks will be (i) 40% (35% for SC/ST/OBC/PwBD
Syllabus
Professional Knowledge
Module A
Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B
Analysis of Financial Statements
- Basics of Financial Statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
Other credits
- Export Finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government-sponsored schemes
- Retail loans
Module E
Management of Impaired assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable Instruments Act 1881
- Payment and Settlement Act 2007
