IDBI Bank has invited applications for - Corporate Credit/ Retail Banking Grade C & B. Today we are providing a syllabus and exam pattern for the exam.
Important Dates
|
Particulars |
Date |
|
Commencement date of on-line application |
September 01, 2024 |
|
Last Date of the online application |
September 15, 2024 |
Number of Vacancies
|
Post / s (Corporate Credit/ Retail Banking) |
Minimum Age |
Maximum Age (as on 01.08.2024) |
Total Vacancies |
|
Asst. General Manager (AGM) - (Grade C) |
28 years |
40 years |
25 |
|
Manager - (Grade B) |
25 years |
35 years |
31 |
- Assistant General Manager, Grade ‘C’- A candidate must have been born not earlier than 02.08.1984 and not later than 01.08.1996. (both dates inclusive)
- Manager – Grade ‘B’- A candidate must have been born not earlier than 02.08.1989 and not later than 01.08.1999. (both dates inclusive)
Relaxation in Age Limit
|
Sr. No. |
Category |
Age Relaxation |
|
a. |
Scheduled Caste/ scheduled Tribe Candidates |
5 years |
|
b. |
Other Backward classes (OBC) Candidates (Non-Creamy layer) |
3 years |
|
c. |
Persons affected by 1984 riots |
5 years |
|
d. |
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment. |
5 years |
Qualification (As on 01.08.2024)
|
Posts (Corporate Credit/ Retail Banking) |
Qualifications |
|
Assistant General Manager (Grade C) |
Post-Graduate degree from any University recognized by Govt. of India or its regulatory bodies. Additional qualifications like JAIIB/CAIIB/MBA shall be preferred. |
|
Manager (Grade B) |
Graduation from any University recognized by Govt. of India or its regulatory bodies. Additional qualifications like JAIIB/CAIIB/MBA would be preferred. |
Experience (As on 01.08.2024)
|
Posts (Corporate Credit/ Retail Banking) |
Experience |
|
Assistant General Manager (Grade C) |
Minimum 7 years of experience in Corporate Finance/ Corporate Credit/ Retail Credit (functions viz. Sanction/ Credit Monitoring/ credit appraisal, credit administration/ operations, credit risk, etc.) in Scheduled Commercial Banks (as defined under RBI Act). Out of above, minimum 4 years’ experience of Corporate/ Retail finance in the areas viz. credit sourcing & appraisal of large ticket size loans, documentation, credit administration/operations, credit risk, Credit recovery etc. |
|
Manager (Grade B) |
Minimum 4 years of experience in Corporate Finance/ Corporate Credit (Credit functions viz. Sanction/ Credit Monitoring/ credit appraisal, credit administration/ operations, credit risk, etc.) in Scheduled Commercial Banks as defined under RBI Act. Out of above, minimum 2 years’ experience of Corporate / retail finance in the areas of credit sourcing & appraisal of large ticket size loans, documentation, credit administration /operations, credit risk, Credit recovery etc. |
Probation Period & Pay Scale
|
Post (Corporate Credit/ Retail Banking) |
Probation Period |
Pay Scale |
|
Assistant General Manager (Grade C) |
1 year |
Rs. 157000/- p.m. |
|
Manager (Grade B) |
1 year |
Rs. 119000/- p.m |
Selection Procedure
- The selection process for aforesaid post/position will comprise of preliminary screening of stipulated eligibility criteria of Age, Educational Qualifications and working experience etc. as declared by the candidate in the application form. The Candidature after preliminary screening and without verification of documents would be provisional for all Posts/ Grades and would be subject to verification with the originals.
- The venue, time and date for selection process will be informed to the shortlisted candidates through notification on Bank’s website and/or through call letter on/ to Registered Email/SMS.
- The candidate should have a valid personal email-id and mobile number, which should be kept active till the completion of Recruitment Process.
- Mere fulfilling minimum qualification & experience will not vest any right in candidate being called for Group Discussion and /or Personal Interview (PI). The decision of the Bank to call the candidates for Group Discussion and /or Personal Interview (PI) shall be final. No correspondence will be entertained in this regard.
- The final selection of candidate is subject to fulfilling the stipulated eligibility criteria as on the cut-off date, qualifying in selection process, being declared medically fit as per the Bank’s medical standards of fitness and subject to satisfactory Reference/ Background check etc.
Syllabus
Professional Knowledge
Module A
Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B
Analysis of Financial Statements
- Basics of Financial Statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C
Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D
Other credits
- Export Finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government-sponsored schemes
- Retail loans
Module E
Management of Impaired assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F
RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable Instruments Act 1881
- Payment and Settlement Act 2007
Banking Present Economic Scenario General Awareness
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries
- Recently Appointed Brand Ambassadors List
- Monthly GK Digests
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments
- List of Important Days With Themes
- List of MoUs signed by India
- Upcoming Sports Event From
- List of Sports Events & Winners
- Awards and Honours
IDBI Bank Corporate Credit/ Retail Banking(including Retail Credit) Course by Team BankExamsToday
- Daily video classes
- Study Material
- Live sessions
- Special attention to Professional knowledge section from Day 1
- Mock Interviews
- Interview preparation guide
