Happy Diwali - DIWALI24

Join Here

Punjab & Sind Bank SO Scale I, II, III ,IV Recruitment 2024

Published on Sunday, September 01, 2024

 Punjab & Sind Bank  has invited applications for - Specialists Officers Scale I, II, III ,IV Recruitment 2024-2025 for the Post of Manager, Senior Manager, Chief Manager. Today we are providing a syllabus and exam pattern for the exam.

Important Dates

Particulars

Date

Commencement date of on-line application

31.08.2024

Last Date of the online application

 15.09.2024

Date of Online Examination

Tentative

Number of Vacancies

Post / s

Minimum Age

Maximum Age (as on 01.08.2024)

Total Vacancies

Officer – Human Resource Scale I

20

32

1

Manager – Accounts (CA) Scale II

25

35

1

Manager – Credit Scale II

25

35

25

Manager – Forex Scale II

25

35

7

Manager – HR Scale II

25

35

6

Manager – Treasury Scale II

25

35

2

Senior Manger – Credit Scale III

25

38

6

Senior Manager – Accounts (CA) Scale III

25

38

1

Senior Manager – Forex Scale III

25

38

2

Senior Manager – Forex Dealer Scale III

25

38

2

Senior Manager – Law Scale III

25

38

4

Senior Manger – Risk Scale III

25

38

4

Senior Manager – Scale III

25

38

2

Chief Manager – HR Scale IV

28

40

1

Chief Manager – Risk Scale IV

28

40

1

Note: 
  • Scale I: A candidate must have been born not earlier than 2nd August-1992 and not later than 01.08.2004 (both dates inclusive).
  • Scale II: A candidate must have been born not earlier than 2nd August-1989 and not later than 01.08.1999 (both dates inclusive).
  • Scale III: A candidate must have been born not earlier than 2nd August-1986 and not later than 01.08.1999 (both dates inclusive).
  • Scale IV: A candidate must have been born not earlier than 2nd August-1984 and not later than 01.08.1996 (both dates inclusive).

Relaxation in Age Limit

Sr. No.

Category

Age Relaxation

1.

Scheduled Caste/ scheduled Tribe Candidates

5 years

2.

Other Backward classes (OBC) Candidates (Non-Creamy layer)

3 years

3.

Persons with Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016”

10 years

4.

Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines

5 years

 5.
Persons affected by 1984 riots5 years

Note: The maximum age specified is applicable to Unreserved category Candidates and Economically Weaker Sections (EWSs) category candidates.

Qualification (As on 15.09.2024)

Posts

Qualifications

Experience

Officer-Human Resource Scale I

Graduate and Two Years Full time Post Graduate degree or Two Years Full time Post Graduate diploma in Personnel Management / Industrial Relations/ HR/HRD/ Social Work / Labour Law.*

*In case of dual specializations, one of the fields of specialization should be in the field prescribed. In case of major/minor specializations, major specialization should be in the stream prescribed. Candidates having PG Degree (MMS or MBA)/PG Diploma with more than two specializations are not eligible to apply

Minimum 1 year of post qualification work experience in relevant area in a Bank / NBFC/Fis

Manager – Credit Scale II

Graduate in any discipline and professional qualification any one - MBA (full time) preferebly in Banking/Finance/ Banking & Finance/ Marketing/ Forex/ Credit from a University/ Institute recognized by Government of India

OR

PGDBA/PGDBM

Note: Candidates having professional qualification like CA/ ICWA/ CFA/ FRM/CAIIB from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies will be preferred.

Mandatory: Minimum 2 years of post-qualification experience with exposure in credit appraisal/ Processing/ Operations in a Bank/ NBFC/ Fis/ Credit Rating Agency. Preferable Post-qualification experience in high value credit. MSME appraisal, appraisal/ assessment of credit proposals of medium/ large corporate, capital planning and raising activities. quarterly review/ analysis of capital structure. Bank's financial statements preparation will be given preference. Skills in analysis of Balance Sheet, Appraisal/ Assessment of credit proposal credit monitoring, preparation of Bank's financial statements, capital planning and raising activities.

Manager – Accounts (CA) Scale II

Chartered Accountant from institution recognized by ICAI

Mandatory: Minimum 1 year of post- qualification experience with exposure in credit appraisal/ Processing/Operations in a Bank/ NBFC/ FIs/ Credit Rating Agency Preferable: Post-qualification experience in capital planning and raising activities, quarterly review/ analysis of capital structure. Bank's financial statements preparation, capital planning and raising activities, ank's Ind AS performa preparation. Account/ Finance/ Tax matters (Direct & Indirect) is preferable

Manager- Forex

Scale II

Graduate from Government recognized University or Institution. Candidate must be certified in Foreign Exchange Operation.

Minimum 2 years of post- qualification basic experience in Forex in BFSI/PSUS/ Central Govt/ State Govt. Excellent understanding of Forex with risks and controls surrounding this function. Understanding of LC. BG. Export credit.

Manager- Human

Resource Scale II

Graduate and Two Years Full time Post Graduate degree or Two Years Full time Post Graduate diploma in Personnel Management/ Industrial Relations/ HR/HRD/ Social Work/ Labour Law.*

*In case of dual specializations, one of the fields of specialization should be in the field prescribed. In case of major/ minor specializations, major specialization should be in the stream prescribed. Candidates having PG Degree (MMS or MBA)/PG Diploma with more than two specializations are not eligible to apply.

Minimum 3 years of post qualification work experience in relevant area in a Bank / NBFC/Fis.

Manager- Treasury Scale II

Graduate in any discipline from a University/ Institution recognized by Govt. of India/approved by Govt. Regulatory bodies. And MBA/ PGDBA/ PGDBM/ PGPM/ PGDM with Specialization in Finance from a University/ Institution recognized by Govt. of India/approved by Govt. Regulatory bodies and should be of minimum 2 years. OR Master in Statistics/Masters in Economics from a University/ Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies

Minimum 2 years' of post qualification experience as an officer in front/back office of Treasury department in Scheduled Public Sector Banks/Scheduled Private Sector Banks/ Financial institutions.

Senior Manager-Credit Scale III

Qualification any one - MBA (full time) preferebly in Banking/Finance/ Banking & Finance/ Marketing/ Forex/ Credit from a University/ Institute recognized by Government of India OR

Graduate in any discipline and professional

PGDBA/ PGDBM

Note: Candidates having professional qualification like CA/ ICWA/ CFA/ FRM/CAIIB from a University/Institution/Board recognized by Govt. of India/approved by Govt. Regulatory bodies will be preferred.

Mandatory: Minimum 5 years of post-qualification experience with exposure in credit appraisal/ Processing/Operations in a Bank/ NBFC/FIs/ Credit Rating Agency Preferable: Post-qualification experience in high value credit. appraisal assessment of credit proposals of medium/ large corporate, capital planning and raising activities, quarterly review/ analysis of capital structure, Bank's financial statements preparation will be given preference Skills in analysis of Balance Sheet. Appraisal/ Assessment of credit proposal, credit monitoring. preparation of Bank's financial statements, capital planning and raising activities. Bank's Ind AS performa preparation. Account/ Finance/ Tax matters (Direct & Indirect) is preferable.

Senior Manager-

Accounts (CA) Scale III

Chartered Accountant from institution recognized by ICAI.

Mandatory: Minimum 5 year of post- qualification experience with

exposure in in a Bank/ NBFC/ Fls/ Credit Rating Agency Preferable: Post-qualification experience in capital planning and raising activities, quarterly review/ analysis of capital structure, Bank's financial statements preparation. capital planning and raising activities, ank's Ind AS performa preparation, Account/ Finance/ Tax matters (Direct & Indirect) is preferable.

Senior Manager- Forex Scale III

Graduate from Government recognized University or Institution. Candidate must be certified in Foreign Exchange Operation.

Minimum 3 years of post- qualification basic experience in Forex in BFSI/PSUS/ Central Govt/ State Govt. Excellent understanding of Forex with risks and controls surrounding this function. Understanding of LC. BG. Export credit.

Senior Manager-Forex Dealer Scale III

Chartered Accountant (CA) from Institute of Chartered Accountants of India/Cost Management Accountant- CMA (ICWA) from Institute of Cost Accountants of India.

OR

Chartered Financial Analyst (CFA) from CFA Institute (USA).

OR

Graduation Degree in any discipline (Institute should be recognized/approved by Govt. bodies/AICTE/ UGC and course completed through correspondence/part time/distance mode will not be considered) AND Full time MBA in Finance or PGDM in Finance or equivalent Post Graduation degree with specialization in Finance (Institute should be recognized/approved by Govt. bodies / AICTE/ UGC and course completed through correspondence/part time/distance mode will not be considered)

Mandatory: Certificate Treasury professional, IIBF

OR

Diploma in Treasury, Investment & Risk Management (DTIRM), IIBF

Bachelor's Degree in Law from a University Full time MBA in Finance or PGDM in Finance or equivalent Post Graduation degree with specialization in Finance (Institute should be recognized/approved by Govt. bodies / AICTE/ UGC and course completed through correspondence/part time/distance mode will not be considered)

Minimum 4 years of post- qualification banking experience in officer cadre with minimum 2 years as dealer in Treasury (Forex) of a Nationalized or Private Sector Bank.

Experience in Forex derivative products such as Currency future. options, Interest Rate Options. Swap is optional.

Senior Manager- Law Scale III

Bachelor's Degree in Law from a University/ Institute recognized by Govt. of India or its Regulatory bodies and enrolled as an advocate with the Bar Council of India.

Minimum 4 years post qualification experience as Law Officer in the Legal Department of Scheduled Commercial Bank/ State or Central Govt./ PSU.

OR

Post Qualification Experience of at least 6 years as a practicing advocate independently or with any Law firm of good repute before a District Court or High Court or DRT out of which as least 1 year experience of working as a Law Officer in a Bank/ Financial institution.

Senior Manager-Risk Scale III

The candidate must be:-

(i) B.Sc. Statistics from AICTE/UGC approved University/ College with aggregate of 55% marks. OR

MBA in Finance or Banking or PGDBM in Banking/or Finance or its equivalent from AICTE/UGC approved University/ College with aggregate of 55% marks.

OR

Advanced degree in Analytical field (M.Sc. in Statistics/ Applied Maths/ Operation Research or Data Science Field).

OR

(ii) Completed professional courses CA/ICWA/CS. OR Graduate in any

discipline from a University/Institution recognized by Govt. of India/approved by Govt. Regulatory bodies and Certificate in Financial Risk Management from Global Association of Risk (GARP). OR

Graduate in any discipline from a University/Institution recognized by Govt. of India/approved by Govt. Regulatory bodies and Professional Risk Management Certification from PRIMA Institute. Note:- Candidates with following Additional Qualifications will be preferred:

i) Financial Risk Manager (FRM)

ii) Professional Risk Manager (PRM) from PRMIA

iii) Diploma in Risk Management

iv) Chartered Financial Analyst (CFA)

v) Advanced degree in Analytical field (M.Sc. in Statistics/ Economics/ Applied Maths/ Operation Research or Data Science Field).

Strong foundation in statistical and other quantitative techniques will be an added advantage.

Minimum 5 year of post qualification experience as an Officer in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ NBFCs/SFBs/ Rating Agencies/ Analytics Firms/Reputed Brokerage Agencies/Fintech institutions. Out of which, 3 years' experience must be in Risk Functions.

Senior Manager-

Scale III

Chartered Accountant (CA) from Institute of Chartered Accountants of India/Cost Management Accountant- CMA from Institute of Cost Accountants of India

OR Chartered Financial Analyst (CFA) from CFA Institute (USA). OR Graduation Degree in any discipline with Minimum 55% marks in aggregate (Institute should be recognized/approved by Govt. bodies/AICTE/UGC and course completed through correspondence/ part time /distance mode will not be considered) ANDFull time- MBA in Finance or PGDM in Finance or equivalent Post Graduation degree with specialization in Finance (Minimum 2 Years course with Minimum 60% marks in aggregate) (Institute should be recognized/approved by Govt. bodies/AICTE/UGC and course completed through correspondence/part time /distance mode will not be considered). Desirable: 1. Certificate Treasury Dealer Course, IIBF. 2. Certificate Course in Treasury Management. NIBM.3. CAIIB 4. Diploma in Treasury. Investment & Risk Management (DTIRM), IIBF.

Minimum 5 years of post- qualification banking experience in officer cadre with minimum 3 years as an officer in Treasury (related field) of a Nationalized or Private Sector Bank. (For candidates having CA/ CMA /CFA qualification. overall post qualification work experience of minimum 5 years may be relaxed to 4 years with minimum 3 years as an officer in Treasury of a Nationalized or Private Sector Bank) OR Minimum 3 years' experience of working with primary dealer.

Chief Manager- Human Resource

Scale IV

Graduate and Two Years Full time Post Graduate degree or Two Years Full time Post Graduate diploma in Personnel Management/ Industrial Relations/ HR/HRD/ Social Work/ Labour Law or equivalent qualification.*

*In case of dual specializations, one of the fields of specialization should be in the field prescribed. In case of major/minor

specializations, major specialization should be in the stream prescribed.

Minimum 8 years of post qualification work experience in HP and IR matters in a Bank / NBFC Fis

Chief Manager- Risk Scale IV

The candidate must be:- (i) B.Sc. Statistics from Risk AICTE/UGC approved University College with aggregate of 55% marks. ORMBA in Finance or Banking or PGDBM in Banking/or Finance or its equivalent from AICTE/UGC approved University/ College with aggregate of 55% marks. ORAdvanced degree in Analytical field (M.Sc. in Statistics/ Applied Maths/ Operation Research or Data Science Field).OR (ii) Completed professional courses CA/ICWA/CS. Note: Candidates with following Additional Qualifications will be preferred: i) Financial Risk Manager (FRM)ii) Professional Risk Manager (PRM) from PRMIA iii) Diploma in Risk Management iv) Chartered Financial Analyst (CFA)v) Advanced degree in Analytical field (M.Sc. in Statistics/ Economics/ Applied Maths/Operation Research or Data Science Field). Strong foundation in statistical and other quantitative techniques will be an added advantage.

Minimum 8 years post qualification experience in Risk Management/ Credit/ Treasury/ ALM in Bank/ NBFC/ Fls.

Bond & Probation Period

Scale

Bond Amount

Bond Period

Probation Period

SMGS-IV

Bond amount shall be equivalent to 3 months' gross salary (initial basic+ 2 years DA as on date of resignation+ Special allowance+ DA on Special allowance) in respective Officer Scale.

2 years

1 year

MMGS-III

2 years

1 year

MMGS-II

2 years

1 year

JMGS-I

3 years

2 year

Credit History: The candidate applying shall ensure that, they maintain a healthy Credit history and shall have a minimum CIBIL score of 650 or above at the time of joining. Cibil Report drawn from Bank (where candidate is holding their account) to be submitted at time of Document Verification.

Selection Procedure

  • Selection will be based on Online 
    • Written Test
    • Short-Listing
    • Personal Interview

  • The minimum qualifying marks/percentage of marks in English Language, General Awareness and Professional Knowledge would be 40% for General & EWS Category and 35% for Reserved Categories. However, the Bank reserves the right to change the minimum qualifying criteria for written test at its sole discretion.
  • Cut-offs will be decided by the Bank based on various parameters and candidates will be shortlisted for interview accordingly.
  • Marks of Professional Knowledge only shall be reckoned for shortlisting the candidates for participation in further selection process and drawing the rank list. Marks obtained in English Language, General Awareness will not be considered for preparing final merit list for interview.
  • The minimum qualifying marks/percentage of marks for Personal Interview would be 40% for Unreserved and EWS Categories and 35% for Reserved Categories. However, the Bank reserves the right to change the minimum qualifying criteria at its sole discretion.

Online Examination 

Sr. No

Name of section

No. Of Questions

Maximum Marks

Time allotted 

1

English Language

20

20

15 mins

2

General Awareness

20

20

30 mins

3

Professional Knowledge

60

60

60 mins

 

Total

100

100

105 Mins

Syllabus

English Language

  • Reading Comprehensions
  • Para Jumbles
  • Para Completion
  • Vocabulary
  • Error Spotting
  • Sentence Improvement
  • Cloze test
  • Rearrangement of sentences

Professional Knowledge: Credit Officer, Risk Officer, Treasury Officer Scale II, III( Senior Manager, Manager)

Module A
Overview of Credit

  • Principles of lending
  • Credit policy
  • Types of borrowers & types of credit facilities
  • Credit delivery
  • Credit Appraisal
  • Credit rating

Module B
Analysis of Financial Statements

  • Basics of Financial Statements
  • Ratio analysis
  • Cash flow statement
  • Fund flow statement
  • Project appraisal
  • Working capital management

Module C
Financial management

  • Indian Financial System
  • Regulatory bodies in India
  • Money market and Capital market instruments
  • Time value of money
  • Basics of derivatives
  • Leverages
  • Capital budgeting

Module D
Other credits

  • Export Finance
  • Priority sector lending
  • Non-fund based Credit Facilities
  • Government-sponsored schemes
  • Retail loans

Module E
Management of Impaired assets

  • Documentation
  • IRAC norms
  • Types of charges
  • Management of impaired assets
  • IBC 2016
  • SARFAESI ACT

Module F
RBI circulars and related laws

  • RBI circulars (1 year)
  • Companies act
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable Instruments Act 1881
  • Payment and Settlement Act 2007

Professional Knowledge: Accounts Scale II, III, IV( Manager, Senior Manager, Chief Manager) 

1. The Basic Financial Statement
  • Trial Balance
  • Balance Sheet
  • Cash flow statement
  • Income Statement
2. Cost accounting concepts (basics)
  • Marginal costing
  • Cost volume profit analysis
  • Cost sheet
  • Forecasting
  • Absolute costing
  • Social accounting
3. Management accounting
  • Cost of capital
  • Capital structure
  • Capital budgeting
  • Sources of finance
4. Corporate accounting
  • Dividend distribution in cooperative
  • Share issues
5. Business law
  • Negotiable instruments
  • Contract act
  • Partnership act
  • Company law (Go through all these laws with amendments)
6. Labour law
  • Factories act
  • Industrial disputes act
  • Gratuity act
  • Provident fund act
7. Economics
  • Capital market
  • Money market
  • Micro and macro economics concepts
  • Updates related to money market and RBI policies
8. Indian Financial System
  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Important RBI Circulars
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
9. Income Tax Act
10. Banking Regulation Act
11. Knowledge of IT and Cooperative
12. Knowledge of IT and Digital Transaction
13. Compliance of KYC Norms

Forex Professional Knowledge for Scale II, III

Module A

Foreign Exchange Markets:

  • Different Kinds of Inter‐Bank Forex Markets
  • Nature of Transactions
  • Cross Border Currency Flows
  • Liberalization of Exchange Control
  • Role of Banks in Forex Market
  • Export finance

Module B

Forex Concepts:

  • Exchange Rate Quotes
  • Factors affecting Exchange Rates
  • Exchange Rate Mechanism
  • Spot and Cross and Forward Rates
  • Premium and Discount
  • Forward Contracts–Booking, Extension, Cancellation.

Module C

International Treasury:

  • Market Participants
  • Various Forex Treasury Products
  • Volatility of Major Currencies
  • Currency Trading

Module D

Laws

  • FEDAI Rules
  • FEMA Regulations for Import / Export Transactions ‐
  • Current A/c Rules –Capital Account Transactions.
  • FDI / FPI Guidelines in India and impact of Inflows &
  • Outflows on Forex Treasury.
  • GDRs / ADRs, Tandoori Bonds, Pass Through Certificates.
  • Loan Syndications and FRN
  • Interest Rates and Volumes
  • Tax Implications

Module E

Derivative Markets

  • Futures, Options and Swaps
  • Price Calculation of Various Instruments
  • Swaps ‐ Outright Deals, Dealer Operations
  • Trends in Futures Market
  • Short Term Interest Rate Futures

Module F

RBI circulars and related laws

  • RBI circulars (2 year)
  • Impact of Recent Global Crises – Role of IMF, FEDAI/WORLD BANK/NEW DEVELOPMENT BANK/AIIB BANK.
  • Contract act 1872
  • Banking regulation 1949
  • RBI act 1934
  • Negotiable instruments act 1881

Professional knowledge (HR) Syllabus Scale I,II, IV

Principles and Practices of Management:

  • Development of Management Thought, Contributions of Taylor, Fayol, Mayo, C.I. Barnard. Behavioural Approach, Systems Approach, Quantitative Approach and Contingency Approach.
  • Function of Management: Planning and Decision Making, Organizing, Staffing, Directing, Controlling, and Coordinating.

Human Resource Management:

  • Conceptual framework, Human Resource Planning, Job Analysis, Recruitment, Selection, Placement, Induction, Training and Development, Performance Management, Job Evaluation, Compensation Management, Employee Benefits and Incentives, and Managing Career.
  • New Trends in HRM: Changing environment of HRM and contemporary challenges

Human Resource Development:

  • Concepts, Assumptions, Values, HRD Mechanisms, Action – research Model, HRD Culture and Climate, HRD Interventions, HR Accounting and Audit, Consultant – client relationship, Knowledge Management, Human Resource Information System.
  • International Human Resource Management (IHRM): Organizational context of IHRM, IHRM and Sustainable Business, Functions of IHRM, Cross–Cultural Studies, Cultural Diversity, Transnational Organizations, IHRM models.

Organizational Behaviour:

  • Concept, Scope, Nature of human behaviour, Personality, Perception, Learning, Attitude, Motivation, Interpersonal Behaviour, Group Dynamics, Leadership, Communication, Power and Authority, Stress, Organizational Change and Development.

Industrial Relations:

  • Concept, Scope, Evolution, Approaches, Actors and Models, Conflict and cooperation, Bi-partitism, Tri-partitism, Collective Bargaining, Workers’ Participation in Management, Grievance Handling and Disciplinary Action, Code of Conduct, Industrial Relations in changing scenario, Employers’ organisations.
  • Trade Unions: Concepts, Evolution, Problems of trade unions in India, Recognition, The Trade Unions Act, 1926. Emerging role of trade unions in India.

Industrial Disputes:

  • Factors, Forms, Trends, Prevention and Settlement, Role of State and Central Labour Administration, Strikes and Lockouts. The Industrial Employment (Standing Orders) Act, 1946. The Industrial Disputes Act, 1947.

Labour Legislation:

  • Objectives, Principles, Classification and Evolution. International Labour Organisation, Social Justice and Labour Legislation, Indian Constitution and Labour Laws.
  • The Factories Act, 1948.
  • The Mines Act, 1952.
  • The Interstate Migrant Workmen (Regulation of employment and conditions of service) Act, 1979.
  • The Contract Labour (Regulation and Abolition) Act, 1970.
  • The Building and other Construction Workers (Regulation of employment and conditions of service) Act, 1996.
  • The Child Labour (Prohibition and Regulation) Act, 1986.

Wages:

  • Concept, Types, Factors influencing wages, Wage Theories and Wage Differentials
  • The Minimum Wages Act, 1948.
  • The Payment of Wages Act, 1936.
  • The Payment of Bonus Act, 1965.
  • The Equal Remuneration Act, 1976.
  • The Payment of Gratuity Act, 1972.
  • The Employees’ Provident Fund and Miscellaneous Provisions Act, 1952.

Labour Welfare:

  • Labour Welfare: Concept, Scope, Types, Theories and Principles, Industrial Health and Hygiene, Industrial Accidents and safety, Occupational Diseases Social Security: Concept and Scope, Social Assistance and Social assurance.

Labour Market:

  • Features, Demand and Supply of Labour, Nature and Composition of Indian Labour Force, Unemployment and Underemployment, Types of Labour Market,
  • Characteristics of Indian Labour Market, New Dynamics of Labour Market in India, Economic Systems and Labor Market, Problems of Labour in India.

Legal Stream for Law Officer Scale III

  • Constitution of India
  • Indian Contract Act, 1872 
  • Specific Relief Act, 1963
  • IPC, 1860
  • CrPC, 1973.
  • Indian Evidence Act, 1872
  • CPC, 1908
  • Jurisprudence and Interpretation of Statutes
  • Important Latin terms and maxims
  • Law of Torts and Consumer Protection Act, 2019
  • Arbitration and Conciliation Act, 1996 
  • Transfer of Property Act, 1882
    Companies Act, 2013 
  • Limited Liability Partnership Act, 2008
  • SEBI Act, 1992
  • SC(R) Act, 1956
  • Depositories Act, 1996
  • Taxation law
  • Indian Partnership Act, 1932
  • Law of Trusts – Parties to a Trust Deed and Duties of Trustees
  • Reserve Bank of India Act, 1934 
  • Negotiable Instruments Act 1881 
  • Foreign Exchange Management Act,1999
  • The Prevention of Money Laundering Act, 2002
  • Information Technology Act, 2000
  • Limitation Act, 1993
  • Banker’s Books Evidence Act, 1891
  • The Recovery of Debts due to Banks and Financial Institutions (DRT) Act,1993
  • Consumer Protection Act 
  • Banking Ombudsman Scheme, 2006 
  • Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002
  • The Right to Information Act, 2005
  • Transfer of Property Act, 1882
  • Banking Regulation Act, 1949

General Awareness

  • Banking Reforms
  • Regulatory Bodies in India- NABARD, SEBI etc.
  • International Banking
  • Latest circulars of RBI and SEBI
  • Latest Updates in Financial & Capital Markets
  • Financial Terms
  • Banking Terms
  • Latest Acts related to Banking
  • Priority Sector Lending
  • NPA - latest news
  • SARFAESI Act
  • RBI Monetary Policy
  • Capital & Money Market Instrument
  • Commercial Banks, NBFCs, HFC - Latest news
  • Mergers and Acquisitions in Banking Companies
  • Credit Rating and Agencies
  • Payment Options- NEFT, RTGS, Bharat Bill payment etc.
  • Complete List of Obituaries
  • Recently Appointed Brand Ambassadors List
  • Monthly GK Digests
  • Ministry of Cabinet Ministers
  • Renamed Govt. Schemes, Cities, Airports & Railway Stations
  • Indian Financial System
  • Financial market instruments
  • International reports and indices
  • Important committees
  • Foreign investment and trade
  • Growth numbers by various organization
  • Union budget
  • Latest mergers and MOUs of banks and financial institutions
  • Heads of various financial organizations
  • Mutual Funds
  • Basel Norms
  • Regulatory organizations: SEBI/NABARD/RBI
  • Joint Military Exercises of India
  • List of Summits and Conferences
  • India's Rankings in Different Indices
  • List of Appointments
  • List of Important Days With Themes
  • List of MoUs signed by India
  • Upcoming Sports Event From
  • List of Sports Events & Winners
  • Awards and Honours

Punjab & Sind Bank SO Scale I, II, III ,IV Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive and systematic course for the preparation of Punjab & Sind Bank SO Scale I, II, III ,IV exams.

Course features

  • Daily video classes
  • Study Material
  • Live sessions
  • Special attention to General Awareness section from Day 1
  • Special attention to Professional Knowledge from Day 1
  • Mock Interviews
  • Interview preparation guide
Call/WhatsApp - 9067201000

ebook store

About Me

Ramandeep Singh

Ramandeep Singh - Educator

I'm Ramandeep Singh, your guide to banking and insurance exams. With 14 years of experience and over 5000 successful selections, I understand the path to success firsthand, having transitioned from Dena Bank and SBI. I'm passionate about helping you achieve your banking and insurance dreams.

  • Follow me:
Close Menu
Close Menu