UCO Bank Specialist Officers Recruitment 2025-26

 UCO Bank  has invited applications for - Specialists Officers . Today we are providing a syllabus and exam pattern for the exam.

Important Dates

Particulars	Date
Commencement date of on-line application	27.12.2024
Last Date of the online application	20.01.2025
Date of Online Examination	Shall be advised shortly

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Number of Vacancies

Post / s	Minimum Age	Maximum Age (as on 01.11.2024)	Total Vacancies
Risk Officer MMGS-II	25	35	10
Chartered Accountant MMGS-II	25	35	25

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Relaxation in Age Limit

Category	Age Relaxation
Scheduled Caste/ scheduled Tribe Candidates	5 years
Other Backward classes (OBC) Candidates (Non-Creamy layer)	3 years
Persons With Benchmark Disability as defined under “The Rights of Persons with Disabilities Act, 2016”	10 Years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines	5 Years
Persons affected by 1984 riots	5 Years

Note: The maximum age limit specified is applicable to General Category candidates and Economically Weaker Section (EWS) Category Candidates.

Qualification & Experience (As on 01.11.2024)

Posts	Qualifications	Experience
Risk Officer in MMGS-II	Mandatory: Bachelor’s degree in Finance/Economics/Statistics or related fields from a University /Institute recognized / approved by Government of India or its Regulatory bodies. [OR] Chartered Accountant Certification from the Institute of Chartered Accountants of India (ICAI)/ Cost & Management Accountancy from the Institute of Cost Accountants of India (ICMAI)/ Company Secretary from the Institute of Company Secretaries of India (ICSI). [OR] MBA/ PGDM in finance/Risk Management or related fields from a University /Institute recognized / approved by Government of India or its Regulatory bodies. Desirable: Professional certification such as CFA (CFA-Institute-USA)/ FRM (GARP)/ PRM (PRMIA)/ Any other certification in fields related to Risk Management from reputed Institute.	Minimum two (2) years’ experience in Banking/financial sector specifically in risk management or related functions.
Chartered Accountant in MMGS-II	Chartered Accountant Certification from the Institute of Chartered Accountants of India (ICAI)	Minimum two (2) years of post-qualification experience specifically in Banking, Financial Services or Corporate financial environment

Note:

All the educational qualifications mentioned should be from a University/ Institution/ Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the final result should have been declared on or before 01-11-2024.

Probation Period & Service Bond 

The selected candidates will be on probation for under mentioned period of active service from date of joining. There is a mandatory provision of executing a service bond by the selected candidates The selected candidate shall execute a Bond to serve the Bank for a period of minimum 2 (two) years or pay a sum of Rs. 2.00 (Two) Lakh in case the he/she leaves the Bank prior to completion of two years. 

Scale	Probation Period	Bond
		Amount in Rs	Minimum Service Period
JMGS-I	Two (2) years	Two (2) lakh	Two (2) Years
MMGS-II	One (1) Year	Two (2) lakh	Two (2) Years

Selection Procedure

• The selection will be done through Online Written Examination and/or Screening and/or Interview or any other selection process as decided by the Bank.
• The screening committee constituted by the Bank will examine whether the candidates fulfil the required eligibility criteria. Bank may decide the parameters to be adopted for screening process. No representation or correspondence will be entertained by the Bank in this regard.
• Short-listing will be purely provisional without verification of documents. Candidature will be subject to verification of details/ documents as and when called by the Bank.
• The qualifying marks in online written examination/Interview/selection process will be decided by the Bank.
• Merit list for selection will be prepared in descending order on the basis of scores obtained in online written examination and interview or interview only. In case more than one candidate scores same marks as cut-off marks in the merit list (common marks at cut off point) such candidate will be ranked in the merit list according to their age in descending order, in the merit list.

Syllabus

Reasoning

• Machine Input Out
• Puzzles
• Seating Arrangement
• Order and Ranking
• Inequalities
• Statement and Assumptions
• Statement and Conclusion
• Coding-Decoding
• Cause and Effect
• Statement and Argument
• Venn Diagram/Syllogism
• Blood Relation
• Direction and Distance

English Language

• Reading Comprehensions
• Para Jumbles
• Para Completion
• Vocabulary
• Error Spotting
• Sentence Improvement
• Cloze test
• Rearrangement of sentences

Quantitative Aptitude

• Data Interpretation
• Boats and Streams
• Time and Work
• Time, Speed, and Distance
• Partnership
• Mixtures and Alligation
• Ages and Average
• Profit and Loss
• Percentage and Interest
• Problems on Trains
• Pipes and Cisterns
• Area and Volume
• Number Series
• Linear equations
• Quadratic equations
• Data sufficiency

Professional Knowledge

Module A
Overview of Credit

• Principles of lending
• Credit policy
• Types of borrowers & types of credit facilities
• Credit delivery
• Credit Appraisal
• Credit rating

Module B
Analysis of Financial Statements

• Basics of Financial Statements
• Ratio analysis
• Cash flow statement
• Fund flow statement
• Project appraisal
• Working capital management

Module C
Financial management

• Indian Financial System
• Regulatory bodies in India
• Money market and Capital market instruments
• Time value of money
• Basics of derivatives
• Leverages
• Capital budgeting

Module D
Other credits

• Export Finance
• Priority sector lending
• Non-fund based Credit Facilities
• Government-sponsored schemes
• Retail loans

Module E
Management of Impaired assets

• Documentation
• IRAC norms
• Types of charges
• Management of impaired assets
• IBC 2016
• SARFAESI ACT

Module F
RBI circulars and related laws

• RBI circulars (1 year)
• Companies act
• Contract act 1872
• Banking regulation 1949
• RBI act 1934
• Negotiable Instruments Act 1881
• Payment and Settlement Act 2007

UCO Bank - Specialists Officers Course by Team BankExamsToday

Team BankExamsToday is offering is a full-fledged, comprehensive, and systematic course for the preparation of the Bank of Baroda exams.

Course features

• Daily video classes
• Study Material
• Live sessions
• Unit tests
• Special attention to Professional Knowledge section from Day 1
• 5 full-length mock tests
• Interview preparation guide

Call/WhatsApp - 9067201000

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