BOB Sales Exam Analysis 2025: Held on 16th March 2025

 BOB Sales Exam Analysis 2025 

Sections	Difficulty level
Reasoning Ability	Easy to Moderate
Quantitative Aptitude	Easy to Moderate
English Language	Easy to Moderate
Professional Knowledge	Moderate to Difficult
Overall	Moderate

Reasoning Ability

Topics	No. of Questions
Linear Seating Arrangement(7 Persons, North Facing-Even, South Facing-Odd)	5
Floor & Flat(4 Floor, 2 Flats-P & Q)	5
Comparison Puzzle (Weight)	3
Month Based Puzzle(6 Month- March, April, May, June, July, August; Variable-Clothes)	5
Paragraph-Based inference	3
Statement & Conclusions	4
Overall	Moderate

Quantitative Aptitude

Topics	Number of questions
Simplification	5
Missing Number Series	4
Arithmetic (Partnership, Age, etc.)	10
Caselet DI	6
Total	25

English Language

Topics	No. of Questions
Reading Comprehension	1
Error Detection	7
Match The Column	3
Total	25

Professional Knowledge

Topics	No. of Questions
RBI Circulars	15
Negotiable Instruments Act	7
Banking Regulation Act	3
MSMED Act	10
Union Budget	4
Indian Coinage Act 1906	1
Working Capital Committee	3
NI Act	5
Miscellaneous Questions	10
Marketing Management	7
Total	75

Professional Knowledge Sales Questions Asked

• In terms of Section 2(d) of the RBI Act,1934, the “Rupee Coin” mean the rupee which are legal tender in India under the provision of the-Indian Coinage Act.
• According to Section 24 of the RBI Act, what is the range of denominations for banknotes issued by RBI - Rs 2 to Rs 10,000.
• For opening current accounts, borrower with cash/credit overdraft facilities of Rs. __________can open current accounts with any one of banks that has at least 10% aggregate exposure – Rs 5 crore to Rs 50 crore.
• What is the revised ceiling rate for FCNR(B) deposits with tenure of 1 year to less than 3 years -Overnight ARR+ 400 Basic Points
•  In case of foreign currency Non- Residents (banks) accounts, the ceiling of interest rate for the term deposit of 3 to 5 years are- ARR+ 400bps
• Which foreign currency is permitted for FCNR(B) deposits?- Any freely convertible Currency
• Which of the following is Not permitted under the the RBIs new scheme for trading and settlement of Sovereign Gold Bonds in the IFSC? –Undertaking repo transactions in SGrBs
• In the event of depositor's death who can deposit amount be returned according to Section 45ZA of BR Act?- The nominated person
• Which of the following is NOT the transaction authorized for banks under Section 6 of Banking Regulation Act, 1949?- Buying and selling shares  the securities
• A negotiable instrument act dated 30th August 2021 is made payable three months after date, what will be the maturity date?- 3rd December 2021
• For the purpose of attracting the provision of Section 138 Negotiable instrument Act 881 a cheque has to be presented to the bank –Within a period of three months from the date on which it drawn or within the period of its validity whichever is earlier 
• Banks should assign monitoring of large credit exposure of Rs____________ to agencies Specialized Monitoring – Above Rs 250 crore
• Dishonor of Negotiable Instrument by non payment  covered under the section _________in Negotiable Instrument Act 1882.- Section 92
• The threshold for Early Warning Signals (EWS) and Red Flagged Accounts( RFA) is an exposure of Rs________ or  more at the level of a bank irrespective of the lending arrangement.-Rs 50crore
• As per Section 20 of the NI Act, an instruments on which date payee or amount is not mentioned is called: Inchoate
• Which of following is characteristics of an inchoate instrument?(Not drawn in proper form, Acquired without consideration, Incomplete Instrument)- Incomplete Instrument 
• Which section of the Negotiable Instruments Act describes Promissory Notes- Section 4
• How many parties are involved in Promissory Note? Two
• What is the purpose of financial Stability Report (FSR) release by RBI –To evaluate the resilience of the Indian financial system  and risks to the financial stability.
• What does macro stress test in FSR December 2024 indicate about scheduled commercial banks(SCBs)? –SCBS have capital adequate  buffers even under adverse stress scenarios 
• When was the financial stability and development council (FSDC) constituted? -30th December 2010
• Which committee originally recommended the formation of the FSDC?- Raghuram Rajan Committee
• What is minimum frequency of the RBI Board meetings in a year? Six Times
•  Which of the following is not one of the 4PS of the marketing Mix? (Product, Price, People, Promotion)- People
• As per RBI Guidelines, Interest on saving Bank accounts must be credited at  an interval of:-Quarterly or More frequent intervals 
• NI act related questions Section 4,5,6,10
• RBI Act  and Monetary Policy Committee held in a year
• Green Economy related many questions
• Repo rate, reverse repo rate, bank rate
• Sections of promissory note
• FD tenure Minimum and Maximum
• RBI Guidelines Current  Account  Customer  Enjoying CC/OD
• Coins is legal tender under which Act
• Staff concession deposit interest rate on deposit  1 % extra from the customer
• What percentage of annual profit banks must transfer to statutory reserve fund
• Saving linked cash credit facility for farmers
• RBI publishes forcast of inflation for - 06 to 08 months
• Green deposit