I. Online Examination (Exam pattern)
|
Parts |
Name of Test |
No. of Questions |
Maximum Marks |
Duration |
|---|---|---|---|---|
|
Part I |
Reasoning |
25 |
25 |
120 Minutes |
|
English Language |
25 |
25 |
||
|
Quantitative Aptitude |
50 |
50 |
||
|
Part II |
Professional Knowledge |
50 |
100 |
- For each wrong answer given by the candidate, one fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score.
- Candidates have to qualify all the tests of Part-I and Part-II i.e. Professional Knowledge test will be evaluated only for those candidates who qualify in each paper in Part-I. Minimum qualifying marks in each individual test will be decided by the Bank based on the collective response of the candidates.
Personal Interview :
- Candidates who obtain minimum qualifying marks, as decided by the Bank, in Part-I will be considered for shortlisting for Interview on the basis of merit prepared as per marks obtained by them in Part-II i.e. Professional Knowledge Test, provided they fulfil the other eligibility criteria including Educational Qualification, Certification and Post Educational Qualification
- Work Experience for the respective post. Documents in support of eligibility of the candidates shortlisted on the basis of merit prepared as discussed above shall be collected and only those candidates who are found eligible, in terms of the eligibility criteria prescribed for the respective post, on the basis of documents submitted shall be called for Personal Interview.
- Number of candidates to be called for Interview shall be decided by the Bank based on performance of candidates in the online written examination.
- Personal Interview will be of 50 marks. Minimum qualifying marks in interview shall be 45% i.e. 22.50 for SC/ST candidates & 50% i.e. 25 for other candidates.
- Candidates obtaining minimum qualifying marks in Personal Interview will be provisionally selected for issuing offer of appointment based on aggregate scores obtained by them in Part-II of Online Written Test i.e. Professional Knowledge and Interview. A candidate should have qualified both in the Online Written Test as well as in Interview and be in the merit to be shortlisted for subsequent provisional appointment.
Study Plan Overview
- Covers all exam topics in 8 weeks
- Mix of concept-building, practice & revision
- Includes mocks
Week 1: Banking Awareness & Reasoning
- Banking System, RBI & Monetary Policy,
- NPA, SARFAESI, Basel Norms, Documentation, IRAC norms, Types of charges, Management of impaired assets
- MSME & Mudra Loans, Govt. Schemes (PMEGP, MUDRA, etc.)
- Reasoning: Syllogism, Inequality, Blood Relations, Machine Input Output, Statement and Assumptions, Direction and Distance
Week 2 : Credit & Financial Management + Quant
- Loan Types, Ratio analysis, Cash flow statement, Fund flow statement, Project appraisal, Credit rating, Types of borrowers & types of credit facilities
- Risk Management, KYC Guidelines, Prudential norms, Money market and Capital market instruments, Basics of derivatives, Leverages, Capital budgeting
- Quant: Data Interpretation, Ratio-Proportion, Simplification, Approximation, Simple and Compound Interest, Elements of Algebra, Quadratic Equations
Week 3: Legal Aspects & DI
- Banking Regulation Act, Negotiable Instruments act, RBI act, Indian Coinage Act, IBC, Payment and settlement act 2007, Contract act 1872, Companies Act
- DI: Caselet, Missing DI, Mixed DI
Week 4: Financial Statements & English
- Balance Sheet, Profit & Loss, Working Capital,
- Forex Transactions, Trade Finance
- English: Reading Comprehensions, Para Jumbles, Vocabulary, Error Spotting, Cloze test
Week 5-8: Revision & Mock Tests
- RBI Circulars for last six month
- Advanced DI, Puzzles
- Full-Length Mock Tests & Error Analysis
- Final Revision & Speed Building
Additional Tips
- Daily Practice (2-3 hours)
- 10+ Full-Length Mocks
- Keep Notes for Formula & Shortcuts
- Stay Updated with Banking Awareness
PNB Credit Officer JMGS-I Course by Team BankExamsToday
Team BankExamsToday is offering is a full-fledged, comprehensive and systematic course for the preparation of Punjab National Bank of India Credit Officer exam.
Course features
- Daily video classes
- Study Material
- Live sessions
- Unit tests
- Special attention to Professional knowledge section from Day 1
- 10 full-length mock tests
- Interview preparation guide
