Bank of India Credit Analyst exam is going to be conducted for the selection of Credit Analyst in Bank Of India. On this page, we will provide Exam pattern, Exam Syllabus and Previous papers for Bank of India Credit Analyst 2022 exam.
Important Dates
|
Submission of on – line application commencing from |
26.04.2022 |
|
Last date for submission of on – line application |
10.05.2022 |
|
Relevant date for Age and Qualification |
01.12.2021 |
|
Tentative Date of Online Examination |
Will be advised separately |
Eligibility Criteria (as on 1 December 2021)
|
Name of the Post |
Scale |
Educational Qualifications |
Work Experience |
|---|---|---|---|
|
Credit Analyst |
SMGS-IV |
Two years Full time MBA in Finance /PGDM in Finance / CA / ICWA Candidates from Institutes of national importance will be preferred. |
10 years of experience as an Officer in NBFC / Financial Institution having business mix of 1000 crores & above as on 31.03.2021 out of which 5 years experience in credit processing/credit appraisal / assessment / credit rating / balance sheet analysis / credit monitoring. |
Age Criteria (as on 1 December 2021)
|
Name of the Post |
Age as on 01.12.2021 |
|
|---|---|---|
|
Minimum Age |
Maximum Age |
|
|
Credit Analyst |
30 |
38 |
Exam Pattern
|
Sr. No. |
Name of the Tests |
Maximum Marks |
Duration |
|---|---|---|---|
|
1. |
English Language |
50 |
Composite Time of 150 Minutes |
|
2. |
Professional Knowledge |
100 |
|
|
3. |
General Awareness with special reference to Banking Industry |
25 |
Bank of India Credit Analyst 2022 Course by Ramandeep Singh
Video class + Test series + Quizzes
Take a Demo
+91-9067201000
Syllabus for Bank of India Credit Analyst 2022
English
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
General Awareness with Special Reference to Banking Industry
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA - latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC - Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries 2022
- Recently Appointed Brand Ambassadors List
- Monthly GK Digest
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India's Rankings in Different Indices
- List of Appointments in 2022
- List of Important Days With Themes
- List of MoUs signed by India in 2022
- Upcoming Sports Event From 2017-2023
- List of Sports Events & Winners – 2022
- Awards and Honours 2022
Professional Knowledge
- Introduction
- Need for working capital
- Cash cycle
- Management strategies for working capital
- Cost of capital
- Liquidity ratio
- Turnover ratio
- Profitability ratio
- Solvency ratio
- The Future Value of a Single Cash Flow
- The Future Value of a Series of Cash Flows
- The Present Value of a Single Cash Flow
- The Present Value of a Series of Cash Flows
- Discounted Payback Period
- Payback Period
- Internal Rate of Return (IRR)
- Average Accounting Rate of Return (ARR)
- Net Present Value
- Profitability Index (PI)
- Investment Decision Criteria
- Role of Reserve Bank of India (RBI) in forex management.
- Latest RBI circulars
- Concept of Risk
- Risk Management Process
- Determination of Business Objectives
- Identification of Risks
- Measurement of Risk
- Types of risks
- Derivatives: Forwards, Futures, Swaps and Options
- Basics of Derivative Pricing and Valuation
- Forwards and Futures Valuation
- Forward Rate Agreements and Swap Valuation
- Interest rate swaps
- Working Capital Concepts
- Working Capital Issues
- Working Capital Cycle
- Aggressive and Conservative Approach
- Sources of Short-Term Financing
- Considerations of Issuers and Investors
- Sources of Long-term Finance
- Merits and Demerits of:
- Retained Earnings
- Equity Capital
- Preference Capital
- Debenture Capital
- Term Loans
- Money Market
- Money Market Instruments
- Coupon Bearing Instruments
- Discount Instruments
- Risks involved in Money Market
- Capital Markets
- Process, types of securities and parties involved
- Types of bonds
- Bond valuations
- Debt and Equity
- Portfolio Risk and Return
- Capital Allocation
- Optimal Portfolio
- Modern Portfolio Theory
- Performance Measurement
- Concept of Yield Curve and its Types
- Yield to Maturity concept
- Types of Interest Rates and their Computation
- Yield Interpolation
- Concept of Duration and Modified Duration
- Macaulay duration
- Effective duration
- Computation of Duration for different types of bonds
- Relationship between duration, yield, coupon and maturity
- Duration of a Portfolio
- Concept of Convexity and its Properties
- Convexity of a Portfolio
- Impact of price change on convexity
- Positive and Negative Convexity
- Types of Bonds and Issuers
- Corporate Debt and Funding Alternatives
- Asset-Backed Securities
- Fixed-Income Securities: Valuation, Risk and return
- Bond Indentures, Regulation, and Taxation
- Fixed-Income Markets: Issuance, Trading, and Funding
- Returns Measures
- Credit Risk and Bond Ratings
- Evaluating Credit Quality
- Alternative Investments
- Market Organization and Structure
- Positions and Leverage
- Order Execution and Validity
- Covariance and Correlation
- Systematic Risk and Beta
- CAPM
