PNB SO Scale-I Credit Officer exam is going to be conducted for the selection of Scale-I Credit Officer in PNB bank. On this page, we will provide Exam Pattern, Exam Syllabus, and Previous papers for PNB SO Scale-I Credit Officer 2024 exam.
Number of Vacancies
- 1000
Important Dates
|
Particulars |
Date |
|---|---|
|
Commencement date of on-line application |
07.02.2024 |
|
Last Date of the online application |
25.02.2024 |
|
Date of Online Examination |
March/ April 2024 |
Eligibility Criteria
Educational Qualifications
|
Posts |
Qualifications |
|
Credit Officer Scale I |
Mandatory: Chartered Accountant (CA) from Institute of Chartered Accountants of India Or Cost Management Accountant-CMA (ICWA) from Institute of Cost Accountants of India Or Chartered Financial Analyst (CFA) from CFA Institute (USA) Or Full time MBA or Post Graduate Diploma in Management or equivalent with specialization in Finance from any Institute/ College/ University recognized/ approved by Govt. bodies/ AICTE/ UGC with minimum 60% marks or equivalent grade. |
Experience & Job Roles (As on 25.02.2024)
|
Posts |
Experience |
Job Roles |
|
Credit Officer Scale I |
Mandatory: NIL Desirable: Work Experience in Bank(s)/ FI(s) |
Credit Verticals, Corporate Branches, Trade Finance Centres, Finance Division, Corporate Credit Division, Other Credit Division |
Note: The level of educational qualification prescribed for the posts is minimum. Candidates
Must possess above qualifications/ certifications/ post educational qualification work experience As on closing date of registration i.e. 25.02.2024 and must produce Mark Sheets/ Provisional Certificate/ Degree Certificate/ Course Completion Certificate issued from the University/ College/ Institute and work experience certificate in the relevant field.
Selection Process
Selection will be based on Online Written Test followed by Personal Interview or Personal Interview only, depending upon number of applications received against each post, as per discretion of the Bank.
Scenario 1.
Written / Online Test followed by Interview:
I. Written/ Online Test:
In case the Bank decides to conduct Online Test, the same will comprise of as under:
|
Parts |
Name of Test |
No. of Questions |
Maximum Marks |
Duration |
|---|---|---|---|---|
|
Part I |
Reasoning |
25 |
25 |
120 Minutes |
|
English Language |
25 |
25 |
||
|
Quantitative Aptitude |
50 |
50 |
||
|
Part II |
Professional Knowledge |
50 |
100 |
Candidates have to qualify all the tests of Part-I and Part-II i.e. Professional Knowledge test will be evaluated only for those candidates who qualify in each paper in Part-I. Minimum qualifying marks in each individual test will be decided by the Bank based on the collective response of the candidates.
II. Personal Interview:
- Candidates who obtain minimum qualifying marks as decided by the Bank in Part-I will be considered for shortlisting for Interview on the basis of merit prepared as per marks obtained by them in Part-II i.e. Professional Knowledge, provided they fulfil the other eligibility criteria with regard to educational qualification and post educational qualification work experience for the respective post.
- Personal Interview will be of 50 marks. Minimum qualifying marks in interview shall be 45% i.e. 22.50 for SC/ST candidates & 50% i.e. 25 for other candidates.
Application Fees:
- SC/ST/PwBD category candidates: Rs. 50/- + GST @18% = Rs. 59/- (only postage charges)
- Other category candidates: Rs. 1000/- + GST @18% = Rs. 1180/-
Bond Period
- Scale : JMG Scale-I
- Amount of Bond: Rs 1.00 lakh
- Bond Period: 03 Years
Note: Candidates are advised to note that if selected, they will be required to execute an Indemnity Bond(before joining the Bank) with surety for serving the Bank for a specified period as mentioned below. In case he/she resigns from or leaves/abandons the service and /or neglects in performance of the duty assigned to him/ her leading to termination of his/her service as per rules/ regulations of the Bank before the specified period, he/she will indemnify the Bank up to the extent of bond amount for all the losses, costs, charges and expenses.
Course Features
Team BankExamsToday is offering is a full-fledged, comprehensive and systematic course for the preparation of Punjab National Bank Credit officer Scale 1 exams:
Syllabus for Scale-I Credit Officer 2024
Quantitative Aptitude
- Data Interpretation
- Boats and Streams
- Time and Work
- Time, Speed and Distance
- Partnership
- Mixtures and Alligation
- Ages and Average
- Profit and Loss
- Percentage and Interest
- Problems on Trains
- Pipes and Cisterns
- Area and Volume
- Number Series
- Linear equations
- Quadratic equations
- Data sufficiency
Reasoning
- Puzzles
- Seating Arrangement
- Machine Input Output
- Order and Ranking
- Inequalities
- Problems based on ages
- Statement and Assumptions
- Statement and Conclusion
- Coding-Decoding
- Statement and Argument
- Venn Diagram/Syllogism
- Blood Relation
- Direction and Distance
English
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
Professional Knowledge Manager/Senior Manager (Credit)
Module A – Overview of Credit
- Principles of lending
- Credit policy
- Types of borrowers & types of credit facilities
- Credit delivery
- Credit Appraisal
- Credit rating
Module B – Analysis of Financial Statements
- Basics of Financial Statements
- Ratio analysis
- Cash flow statement
- Fund flow statement
- Project appraisal
- Working capital management
Module C: Financial management
- Indian Financial System
- Regulatory bodies in India
- Money market and Capital market instruments
- Time value of money
- Basics of derivatives
- Leverages
- Capital budgeting
Module D: Other credits
- Export finance
- Priority sector lending
- Non-fund based Credit Facilities
- Government-sponsored schemes
- Retail loans
Module E: Monitoring, Followup, and Management of Impaired Assets
- Documentation
- IRAC norms
- Types of charges
- Management of impaired assets
- IBC 2016
- SARFAESI ACT
Module F: RBI circulars and related laws
- RBI circulars (1 year)
- Companies act
- Contract act 1872
- Banking regulation 1949
- RBI act 1934
- Negotiable instruments act 1881
- Payment and settlement act 2007
